BILL (NYSE:BILL) Reaches New 1-Year Low – Time to Sell?

Shares of BILL Holdings, Inc. (NYSE:BILL) hit a new 52-week low on Wednesday . The company traded as low as $35.73 and last traded at $35.6660, with a volume of 240687 shares. The stock had previously closed at $37.06.

BILL News Roundup

Here are the key news stories impacting BILL this week:

• Positive Sentiment: Q2 results: BILL reported revenue and EPS above Street estimates and emphasized stronger profitability and TPV growth; management raised FY26 and Q3 guidance, signaling better-than-expected near-term momentum. BILL Reports Second Quarter Fiscal Year 2026 Financial Results
• Positive Sentiment: Analysts/coverage note: Zacks highlights the Q2 beat driven by core platform strength and higher total payment volume (TPV), reinforcing the narrative that billing and payments momentum is re-accelerating. BILL Holdings Q2 Earnings Beat Estimates on Core Strength & Higher TPV
• Positive Sentiment: Bullish research piece argues BILL’s valuation and margin profile look attractive after the quarter, pointing to durable subscription revenue, expanding customer base and raised FY26 guidance as a buy thesis. BILL Holdings: Muscle Past AI Fears And Buy This Stock For Value
• Positive Sentiment: Broker support: Needham reaffirmed a “buy” rating and $75 price target, providing a strong bullish anchor and a sizable upside case versus the current share price. Needham & Company LLC Reaffirms Buy
• Neutral Sentiment: Earnings call/transcript published — useful for hearing management detail on TPV, customer trends, and margin drivers but not additional headline moves beyond the release. BILL Q2 2026 Earnings Call Transcript
• Neutral Sentiment: Analytical breakdowns (Zacks follow-ups) review key metrics vs. estimates — helpful context but largely restates the beat and guidance details. Here’s What Key Metrics Tell Us About BILL Q2 Earnings
• Negative Sentiment: Price-target cuts: Keefe, Bruyette & Woods trimmed their target to $49 and moved to “market perform,” reducing an upside driver and signaling more cautious near-term expectations from some shops. Keefe, Bruyette & Woods Lowers Price Target
• Negative Sentiment: Another sell-side trim: BMO cut its target to $46 and classified the stock as “market perform,” which may cap further rallies until more evidence of sustained growth appears. BILL Price Target Lowered at BMO Capital Markets

Analyst Upgrades and Downgrades

Several analysts have weighed in on the stock. Oppenheimer boosted their target price on shares of BILL from $55.00 to $60.00 and gave the stock an “outperform” rating in a research report on Friday, October 24th. Robert W. Baird set a $50.00 price objective on shares of BILL in a report on Friday. Needham & Company LLC reissued a “buy” rating and issued a $75.00 target price on shares of BILL in a research report on Friday. Weiss Ratings restated a “sell (d+)” rating on shares of BILL in a research note on Monday, December 29th. Finally, William Blair reiterated a “market perform” rating on shares of BILL in a research note on Friday, November 7th. One research analyst has rated the stock with a Strong Buy rating, thirteen have given a Buy rating, nine have given a Hold rating and two have assigned a Sell rating to the company. Based on data from MarketBeat.com, the company has an average rating of “Moderate Buy” and a consensus price target of $56.61.

BILL Stock Performance

The firm’s fifty day simple moving average is $50.74 and its 200 day simple moving average is $48.96. The company has a market capitalization of $4.90 billion, a PE ratio of -203.83, a price-to-earnings-growth ratio of 4.95 and a beta of 1.30. The company has a debt-to-equity ratio of 0.47, a current ratio of 1.67 and a quick ratio of 1.67.

BILL (NYSE:BILL) last released its quarterly earnings data on Thursday, February 5th. The company reported $0.64 earnings per share for the quarter, beating analysts’ consensus estimates of $0.56 by $0.08. BILL had a positive return on equity of 1.69% and a negative net margin of 1.56%.The business had revenue of $414.67 million during the quarter, compared to analyst estimates of $399.71 million. During the same quarter last year, the business posted $0.56 EPS. The company’s revenue was up 14.4% on a year-over-year basis. BILL has set its Q3 2026 guidance at 0.530-0.570 EPS and its FY 2026 guidance at 2.330-2.410 EPS. On average, research analysts predict that BILL Holdings, Inc. will post 0.12 EPS for the current year.

Insider Transactions at BILL

In other BILL news, SVP Germaine Cota sold 1,104 shares of the company’s stock in a transaction that occurred on Tuesday, December 2nd. The stock was sold at an average price of $51.23, for a total value of $56,557.92. Following the sale, the senior vice president owned 10,812 shares in the company, valued at approximately $553,898.76. This represents a 9.26% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is accessible through this link. Insiders own 13.20% of the company’s stock.

Hedge Funds Weigh In On BILL

Several large investors have recently made changes to their positions in the company. Caitong International Asset Management Co. Ltd grew its position in BILL by 972.0% during the third quarter. Caitong International Asset Management Co. Ltd now owns 536 shares of the company’s stock valued at $28,000 after buying an additional 486 shares during the period. CWM LLC boosted its stake in shares of BILL by 1,000.0% during the 4th quarter. CWM LLC now owns 803 shares of the company’s stock worth $44,000 after acquiring an additional 730 shares in the last quarter. GAMMA Investing LLC boosted its stake in shares of BILL by 27.2% during the 4th quarter. GAMMA Investing LLC now owns 1,243 shares of the company’s stock worth $68,000 after acquiring an additional 266 shares in the last quarter. Hantz Financial Services Inc. grew its position in shares of BILL by 189.2% during the 3rd quarter. Hantz Financial Services Inc. now owns 1,255 shares of the company’s stock valued at $66,000 after acquiring an additional 821 shares during the period. Finally, Blue Trust Inc. increased its stake in shares of BILL by 102.7% in the 2nd quarter. Blue Trust Inc. now owns 1,261 shares of the company’s stock valued at $58,000 after purchasing an additional 639 shares in the last quarter. 97.99% of the stock is currently owned by institutional investors and hedge funds.

About BILL

BILL Holdings, Inc provides financial automation software for small and midsize businesses worldwide. The company provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable users to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve office efficiency. It also offers onboarding implementation support, and ongoing support and training services.