SoFi Technologies (NASDAQ:SOFI) EVP Acquires $99,650.00 in Stock

SoFi Technologies, Inc. (NASDAQ:SOFI) EVP Eric Schuppenhauer bought 5,000 shares of SoFi Technologies stock in a transaction that occurred on Thursday, February 5th. The shares were acquired at an average cost of $19.93 per share, for a total transaction of $99,650.00. Following the acquisition, the executive vice president owned 228,768 shares in the company, valued at $4,559,346.24. The trade was a 2.23% increase in their position. The purchase was disclosed in a filing with the SEC, which is accessible through this hyperlink.

SoFi Technologies Trading Down 6.2%

SoFi Technologies stock traded down $1.29 during mid-day trading on Thursday, hitting $19.46. The company’s stock had a trading volume of 86,278,491 shares, compared to its average volume of 59,165,156. The business has a 50 day moving average price of $26.56 and a 200-day moving average price of $26.31. The company has a debt-to-equity ratio of 0.31, a current ratio of 0.80 and a quick ratio of 0.16. SoFi Technologies, Inc. has a 12 month low of $8.60 and a 12 month high of $32.73. The stock has a market cap of $23.47 billion, a price-to-earnings ratio of 51.21, a price-to-earnings-growth ratio of 1.33 and a beta of 2.13.

SoFi Technologies (NASDAQ:SOFI) last released its quarterly earnings data on Friday, January 30th. The company reported $0.13 EPS for the quarter, topping the consensus estimate of $0.12 by $0.01. SoFi Technologies had a return on equity of 6.48% and a net margin of 13.34%.The firm had revenue of $1.01 billion for the quarter, compared to the consensus estimate of $984.75 million. During the same quarter in the previous year, the business earned $0.05 earnings per share. The company’s quarterly revenue was up 39.6% on a year-over-year basis. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. As a group, analysts forecast that SoFi Technologies, Inc. will post 0.26 EPS for the current year.

Institutional Investors Weigh In On SoFi Technologies

A number of hedge funds and other institutional investors have recently bought and sold shares of SOFI. Vanguard Group Inc. boosted its position in shares of SoFi Technologies by 3.6% in the 4th quarter. Vanguard Group Inc. now owns 111,003,107 shares of the company’s stock worth $2,906,061,000 after purchasing an additional 3,900,895 shares in the last quarter. State Street Corp boosted its holdings in SoFi Technologies by 30.7% in the third quarter. State Street Corp now owns 24,300,498 shares of the company’s stock worth $642,019,000 after acquiring an additional 5,708,053 shares in the last quarter. Dimensional Fund Advisors LP grew its stake in shares of SoFi Technologies by 0.7% in the third quarter. Dimensional Fund Advisors LP now owns 9,792,807 shares of the company’s stock worth $258,821,000 after acquiring an additional 67,504 shares during the last quarter. Norges Bank bought a new position in shares of SoFi Technologies during the second quarter valued at $164,068,000. Finally, Marshall Wace LLP raised its position in shares of SoFi Technologies by 88.2% in the 2nd quarter. Marshall Wace LLP now owns 7,997,146 shares of the company’s stock worth $145,628,000 after purchasing an additional 3,748,817 shares during the last quarter. Hedge funds and other institutional investors own 38.43% of the company’s stock.

Analyst Ratings Changes

Several equities analysts have recently commented on SOFI shares. Citigroup upped their price objective on shares of SoFi Technologies from $28.00 to $37.00 and gave the company a “buy” rating in a research note on Wednesday, October 29th. Jefferies Financial Group reiterated a “buy” rating and issued a $35.00 price objective on shares of SoFi Technologies in a report on Tuesday, October 28th. Bank of America began coverage on SoFi Technologies in a research note on Tuesday, January 6th. They set an “underperform” rating and a $20.50 target price on the stock. BTIG Research reiterated a “neutral” rating on shares of SoFi Technologies in a report on Wednesday, October 29th. Finally, Needham & Company LLC reduced their price objective on shares of SoFi Technologies from $36.00 to $33.00 and set a “buy” rating on the stock in a research report on Monday. One investment analyst has rated the stock with a Strong Buy rating, six have given a Buy rating, eleven have assigned a Hold rating and three have given a Sell rating to the company’s stock. Based on data from MarketBeat, the company has a consensus rating of “Hold” and a consensus price target of $25.44.

SoFi Technologies News Summary

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: JPMorgan upgraded SOFI to Overweight, which supports a bullish case from a major bank and can help stabilize sentiment. JPMorgan Upgrade
• Positive Sentiment: Analysis arguing the decline is a correction and presents a buying opportunity cites the company’s growth and expanding margins — a contrarian take that may attract value-seeking investors. Seeking Alpha: Correction Buying Opportunity
• Neutral Sentiment: Zacks reviews the Q4 beat — >$1B revenue, EPS upside and margin expansion — but notes the market’s negative reaction (share drop despite results), highlighting the disconnect between fundamentals and near-term sentiment. Zacks: Q4 Review
• Neutral Sentiment: Coverage pieces positioning SOFI as a fintech to watch note its product breadth (loans, cash management, investing) and innovation narrative — helpful for visibility but not immediate price drivers. Kalkine Media Coverage
• Negative Sentiment: Forbes highlights an 8-day decline and a multi-billion-dollar market-cap drop, underscoring momentum loss and rising investor concern about near-term direction. Forbes: Stock Weakness
• Negative Sentiment: Reports note an analyst downgrade that coincided with intraday share declines, amplifying selling pressure from sentiment-sensitive investors. Analyst Downgrade
• Negative Sentiment: Needham lowered expectations for SOFI’s stock price, adding to the negative analyst narrative and potentially limiting near-term upside until guidance or macro catalysts shift. Needham Lowers Expectations

About SoFi Technologies

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.