BILL (NYSE:BILL) Issues Q3 2026 Earnings Guidance

BILL (NYSE:BILL) issued an update on its third quarter 2026 earnings guidance on Thursday morning. The company provided earnings per share guidance of 0.530-0.570 for the period, compared to the consensus earnings per share estimate of 0.340. The company issued revenue guidance of $397.5 million-$407.5 million, compared to the consensus revenue estimate of $395.7 million. BILL also updated its FY 2026 guidance to 2.330-2.410 EPS.

BILL Price Performance

Shares of BILL stock traded down $1.62 on Thursday, reaching $35.61. The company’s stock had a trading volume of 5,113,593 shares, compared to its average volume of 3,023,816. The company has a quick ratio of 1.67, a current ratio of 1.67 and a debt-to-equity ratio of 0.47. The company has a market capitalization of $3.57 billion, a P/E ratio of -131.87, a PEG ratio of 5.23 and a beta of 1.30. The stock has a 50-day moving average price of $51.04 and a 200-day moving average price of $49.03. BILL has a 52-week low of $35.46 and a 52-week high of $98.00.

BILL (NYSE:BILL) last released its quarterly earnings results on Thursday, February 5th. The company reported $0.64 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.56 by $0.08. The firm had revenue of $414.67 million for the quarter, compared to analysts’ expectations of $399.71 million. BILL had a net margin of 0.79% and a return on equity of 1.39%. The firm’s revenue for the quarter was up 14.4% compared to the same quarter last year. During the same quarter last year, the company earned $0.56 EPS. BILL has set its Q3 2026 guidance at 0.530-0.570 EPS and its FY 2026 guidance at 2.330-2.410 EPS. Analysts expect that BILL will post 0.12 EPS for the current year.

Wall Street Analysts Forecast Growth

BILL has been the subject of several research reports. Susquehanna cut their price objective on BILL from $89.00 to $84.00 and set a “positive” rating for the company in a research note on Friday, November 7th. The Goldman Sachs Group raised their price objective on BILL from $54.00 to $62.00 and gave the company a “buy” rating in a report on Monday, October 13th. BMO Capital Markets dropped their target price on shares of BILL from $56.00 to $54.00 and set a “market perform” rating for the company in a report on Friday, November 7th. Citigroup decreased their price target on shares of BILL from $71.00 to $62.00 and set a “buy” rating on the stock in a research note on Thursday, January 22nd. Finally, Truist Financial set a $58.00 price objective on shares of BILL in a research note on Tuesday, January 20th. One research analyst has rated the stock with a Strong Buy rating, twelve have given a Buy rating, nine have issued a Hold rating and two have assigned a Sell rating to the stock. Based on data from MarketBeat, BILL has a consensus rating of “Moderate Buy” and a consensus target price of $58.90.

Insiders Place Their Bets

In other BILL news, SVP Germaine Cota sold 1,104 shares of the firm’s stock in a transaction on Tuesday, December 2nd. The stock was sold at an average price of $51.23, for a total transaction of $56,557.92. Following the completion of the sale, the senior vice president owned 10,812 shares of the company’s stock, valued at $553,898.76. This trade represents a 9.26% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. Insiders own 13.20% of the company’s stock.

BILL News Roundup

Here are the key news stories impacting BILL this week:

• Positive Sentiment: Q2 earnings and revenue beat analyst estimates — BILL reported $0.64 EPS vs. consensus $0.56 and revenue meaningfully above estimates, signaling solid top‑line growth and an earnings beat. BILL Holdings (BILL) Beats Q2 Earnings and Revenue Estimates
• Positive Sentiment: Company raised guidance sharply — BILL updated FY‑2026 EPS guidance to roughly 2.33–2.41 (well above consensus ~1.52) and raised Q3 revenue/EPS targets, implying accelerating profitability and bigger full‑year upside. BILL Reports Second Quarter Fiscal Year 2026 Financial Results
• Positive Sentiment: Analyst support — BTIG reaffirmed a Buy on BILL, which can help sustain investor interest after the print. BTIG Research Reaffirms “Buy” Rating for BILL (NYSE:BILL)
• Neutral Sentiment: Company messaging — management emphasized continued product innovation and market leadership in the quarter’s release; that supports the growth story but is incremental to the beats/guidance already announced. BILL Reports Second Quarter Fiscal Year 2026 Financial Results
• Negative Sentiment: Profitability and valuation concerns — despite the beat, reported net margin and return on equity remain low, and the stock has already pulled back well below its 50‑day/200‑day averages, which can prompt short‑term selling or profit‑taking on the post‑earnings move.

Institutional Inflows and Outflows

Several hedge funds and other institutional investors have recently made changes to their positions in the business. Marshall Wace LLP lifted its holdings in BILL by 190.8% during the 3rd quarter. Marshall Wace LLP now owns 2,166,899 shares of the company’s stock worth $114,781,000 after buying an additional 1,421,785 shares in the last quarter. National Bank of Canada FI acquired a new stake in shares of BILL in the third quarter valued at $42,376,000. Ameriprise Financial Inc. grew its stake in BILL by 14.2% during the 3rd quarter. Ameriprise Financial Inc. now owns 2,546,171 shares of the company’s stock worth $134,871,000 after purchasing an additional 317,014 shares in the last quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC grew its stake in BILL by 20.0% during the 3rd quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 1,521,030 shares of the company’s stock worth $80,569,000 after purchasing an additional 253,310 shares in the last quarter. Finally, Potrero Capital Research LLC acquired a new stake in BILL in the 3rd quarter valued at about $10,594,000. Hedge funds and other institutional investors own 97.99% of the company’s stock.

About BILL

BILL Holdings, Inc provides financial automation software for small and midsize businesses worldwide. The company provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable users to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve office efficiency. It also offers onboarding implementation support, and ongoing support and training services.