April Rieger Sells 8,078 Shares of nCino (NASDAQ:NCNO) Stock

nCino Inc. (NASDAQ:NCNO) insider April Rieger sold 8,078 shares of the stock in a transaction that occurred on Tuesday, February 3rd. The shares were sold at an average price of $18.68, for a total transaction of $150,897.04. Following the transaction, the insider owned 221,696 shares in the company, valued at approximately $4,141,281.28. This trade represents a 3.52% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website.

nCino Stock Performance

NASDAQ:NCNO traded down $0.84 during trading hours on Thursday, reaching $17.97. The company had a trading volume of 2,007,289 shares, compared to its average volume of 2,054,358. The firm has a market cap of $2.06 billion, a price-to-earnings ratio of -99.83, a PEG ratio of 3.69 and a beta of 0.55. The company has a current ratio of 1.01, a quick ratio of 1.01 and a debt-to-equity ratio of 0.24. The firm’s 50 day moving average price is $24.44 and its 200-day moving average price is $26.49. nCino Inc. has a 52 week low of $17.69 and a 52 week high of $34.55.

nCino (NASDAQ:NCNO) last released its quarterly earnings results on Wednesday, December 3rd. The company reported $0.31 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $0.20 by $0.11. The firm had revenue of $152.16 million for the quarter, compared to the consensus estimate of $147.31 million. nCino had a positive return on equity of 2.28% and a negative net margin of 3.71%.The company’s revenue for the quarter was up 9.6% on a year-over-year basis. During the same period last year, the business posted $0.21 EPS. nCino has set its FY 2026 guidance at 0.900-0.910 EPS and its Q4 2026 guidance at 0.210-0.220 EPS. On average, analysts forecast that nCino Inc. will post 0.12 EPS for the current year.

nCino announced that its board has approved a stock buyback plan on Monday, December 8th that allows the company to buyback $100.00 million in shares. This buyback authorization allows the company to buy up to 3.7% of its shares through open market purchases. Shares buyback plans are generally a sign that the company’s leadership believes its shares are undervalued.

Institutional Investors Weigh In On nCino

A number of institutional investors have recently added to or reduced their stakes in NCNO. Vanguard Group Inc. raised its position in shares of nCino by 1.7% during the third quarter. Vanguard Group Inc. now owns 11,924,703 shares of the company’s stock valued at $323,279,000 after buying an additional 201,499 shares during the last quarter. Long Path Partners LP increased its holdings in nCino by 61.1% in the 2nd quarter. Long Path Partners LP now owns 4,787,869 shares of the company’s stock valued at $133,917,000 after acquiring an additional 1,815,868 shares during the last quarter. Conestoga Capital Advisors LLC lifted its stake in nCino by 25.7% in the 4th quarter. Conestoga Capital Advisors LLC now owns 2,861,024 shares of the company’s stock worth $73,357,000 after purchasing an additional 585,786 shares in the last quarter. Bank of America Corp DE boosted its holdings in shares of nCino by 475.1% during the 3rd quarter. Bank of America Corp DE now owns 2,513,686 shares of the company’s stock valued at $68,146,000 after purchasing an additional 2,076,579 shares during the last quarter. Finally, Spyglass Capital Management LLC grew its position in shares of nCino by 36.0% during the third quarter. Spyglass Capital Management LLC now owns 2,149,090 shares of the company’s stock valued at $58,262,000 after purchasing an additional 569,166 shares in the last quarter. 94.76% of the stock is owned by hedge funds and other institutional investors.

Key Headlines Impacting nCino

Here are the key news stories impacting nCino this week:

• Positive Sentiment: Q4 results and outlook were constructive — nCino beat Q4 revenue and EPS estimates, reported year-over-year revenue growth (~9.6%), and set FY2026 and Q4 2026 guidance (FY EPS 0.900–0.910). This underlying operational improvement is a supporting catalyst for the shares. MarketBeat: NCNO coverage
• Positive Sentiment: Board-authorized buyback — nCino’s board approved a $100 million repurchase program (roughly up to ~3.7% of shares), which signals management believes the stock is undervalued and can provide buy-side support over time. MarketBeat: NCNO buyback
• Neutral Sentiment: Mixed analyst landscape — consensus remains a moderate buy with a wide spread of ratings and an average price target notably above current levels; this creates both upside narrative and variability in near-term sentiment. MarketBeat: Analyst coverage
• Neutral Sentiment: Institutional ownership is high (≈95% held by institutions), which can amplify moves as funds rebalance; modest liquidity relative to historical trading ranges can exaggerate price moves. MarketBeat: Institutional holdings
• Negative Sentiment: Significant insider selling — multiple insiders sold large blocks on Feb 3–4 (CEO Sean Desmond, CFO Gregory Orenstein, director Pierre Naude, other officers). The concentrated insider sales (each several thousand shares, director sale ~$453k) are being interpreted by the market as a near-term negative signal and are pressuring the stock. InsiderTrades alert
• Negative Sentiment: Analyst downgrade — Zacks lowered NCNO from “strong-buy” to “hold,” which likely reduced buy-side conviction in the short term. Zacks downgrade
• Negative Sentiment: Press coverage highlights selling pressure — outlets are flagging the insider selling as a catalyst weighing on shares, amplifying the negative market reaction. AktienCheck: Insider selling story

Analysts Set New Price Targets

Several research firms have weighed in on NCNO. Zacks Research downgraded shares of nCino from a “strong-buy” rating to a “hold” rating in a research report on Monday. BTIG Research assumed coverage on nCino in a research note on Tuesday, December 16th. They issued a “neutral” rating for the company. Stephens upgraded nCino from a “hold” rating to an “overweight” rating in a research report on Monday, October 27th. Keefe, Bruyette & Woods boosted their price target on nCino from $34.50 to $36.00 and gave the company an “outperform” rating in a report on Thursday, December 4th. Finally, UBS Group reaffirmed a “buy” rating and issued a $36.00 price objective on shares of nCino in a research note on Tuesday, December 9th. One equities research analyst has rated the stock with a Strong Buy rating, nine have issued a Buy rating, nine have assigned a Hold rating and one has given a Sell rating to the company’s stock. According to MarketBeat, nCino presently has an average rating of “Moderate Buy” and an average target price of $33.27.

nCino Company Profile

nCino, Inc provides a cloud-based banking operating system designed to modernize and streamline processes for financial institutions. Built on a software-as-a-service (SaaS) model, the nCino Bank Operating System integrates key banking functions into a unified platform, enabling banks and credit unions to enhance efficiency, reduce risk and improve customer experiences.

Founded in 2012 as a spinoff from Live Oak Bank, nCino launched its flagship offering to address the needs of commercial and retail lenders seeking to replace legacy systems.