Corpay (NYSE:CPAY) Issues FY 2026 Earnings Guidance

Corpay (NYSE:CPAY) issued an update on its FY 2026 earnings guidance on Wednesday morning. The company provided earnings per share guidance of 25.500-26.500 for the period, compared to the consensus earnings per share estimate of 24.190. The company issued revenue guidance of $5.2 billion-$5.3 billion, compared to the consensus revenue estimate of $5.2 billion. Corpay also updated its Q1 2026 guidance to 5.380-5.520 EPS.

Analysts Set New Price Targets

A number of research analysts have recently issued reports on CPAY shares. UBS Group cut their price objective on shares of Corpay from $340.00 to $315.00 and set a “neutral” rating on the stock in a research report on Thursday, November 6th. Weiss Ratings reissued a “hold (c+)” rating on shares of Corpay in a report on Monday, December 29th. Oppenheimer lowered their target price on shares of Corpay from $380.00 to $369.00 and set an “outperform” rating for the company in a research note on Monday, January 12th. Jefferies Financial Group reissued a “buy” rating on shares of Corpay in a report on Monday, November 3rd. Finally, Morgan Stanley started coverage on Corpay in a research note on Monday, January 26th. They set an “overweight” rating and a $379.00 price target on the stock. One investment analyst has rated the stock with a Strong Buy rating, nine have given a Buy rating and four have assigned a Hold rating to the company. Based on data from MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy” and an average target price of $369.46.

Corpay Stock Performance

Corpay stock traded up $7.52 during mid-day trading on Wednesday, hitting $299.75. The company had a trading volume of 1,178,731 shares, compared to its average volume of 563,083. The company has a market capitalization of $20.97 billion, a price-to-earnings ratio of 14.99, a P/E/G ratio of 0.89 and a beta of 0.82. Corpay has a 12-month low of $252.84 and a 12-month high of $400.81. The company’s fifty day moving average is $311.75 and its 200-day moving average is $304.49. The company has a current ratio of 1.13, a quick ratio of 1.13 and a debt-to-equity ratio of 1.41.

Corpay (NYSE:CPAY) last posted its earnings results on Wednesday, February 4th. The company reported $6.04 earnings per share (EPS) for the quarter, beating the consensus estimate of $5.93 by $0.11. The firm had revenue of $1.25 billion during the quarter, compared to analysts’ expectations of $1.23 billion. Corpay had a net margin of 24.37% and a return on equity of 37.83%. The business’s revenue was up 20.7% compared to the same quarter last year. During the same period in the previous year, the business posted $5.36 EPS. Corpay has set its FY 2026 guidance at 25.500-26.500 EPS and its Q1 2026 guidance at 5.380-5.520 EPS. Equities research analysts predict that Corpay will post 19.76 EPS for the current year.

Insider Transactions at Corpay

In other Corpay news, Director Steven T. Stull acquired 8,000 shares of the business’s stock in a transaction dated Friday, December 12th. The stock was acquired at an average cost of $314.98 per share, for a total transaction of $2,519,840.00. Following the completion of the transaction, the director directly owned 29,241 shares of the company’s stock, valued at $9,210,330.18. This represents a 37.66% increase in their ownership of the stock. The purchase was disclosed in a document filed with the Securities & Exchange Commission, which is available through the SEC website. Corporate insiders own 5.04% of the company’s stock.

Key Stories Impacting Corpay

Here are the key news stories impacting Corpay this week:

• Positive Sentiment: Q4 results beat consensus — Corpay reported $6.04 EPS vs. street estimates (~$5.93) and revenue of $1.25B (up ~20.7% YoY), showing strong margins and resilient corporate-payments demand. This beat underpins confidence in the business model. MarketBeat Press Release / Slides
• Positive Sentiment: FY‑2026 guidance raised above consensus — management set FY EPS guidance of 25.50–26.50 (vs. consensus ~24.19) and revenue guidance roughly in line with consensus, signaling stronger full‑year profitability expectations and supporting a higher valuation multiple. Investing.com: Strong 2026 Outlook
• Neutral Sentiment: Management commentary and full earnings transcript are available for detail on segment trends and margin drivers — useful for investors deciding if the FY guide sustainably outpaces consensus. Yahoo: Q4 Earnings Call Transcript
• Neutral Sentiment: Corpay agreed to sell PayByPhone to Lightyear Capital — a non-core divestiture that could simplify operations and free capital, but the strategic/financial impact to FY26 was not highlighted as material in the releases. BusinessWire: PayByPhone Sale
• Negative Sentiment: Q1‑2026 EPS guidance missed near‑term expectations — Corpay set Q1 EPS guidance of 5.380–5.520 versus the consensus (~5.82), which is a near-term disappointment and may cap immediate upside until early‑quarter results or updated visibility.

Institutional Inflows and Outflows

Several hedge funds have recently modified their holdings of CPAY. BOKF NA grew its holdings in Corpay by 4,700.0% in the 3rd quarter. BOKF NA now owns 96 shares of the company’s stock valued at $28,000 after buying an additional 94 shares in the last quarter. Advisory Services Network LLC acquired a new stake in shares of Corpay during the 3rd quarter worth approximately $48,000. Sunbelt Securities Inc. lifted its holdings in Corpay by 144.0% in the third quarter. Sunbelt Securities Inc. now owns 222 shares of the company’s stock valued at $64,000 after acquiring an additional 131 shares during the last quarter. MUFG Securities EMEA plc acquired a new stake in Corpay during the second quarter worth $68,000. Finally, Quarry LP raised its position in Corpay by 244.2% in the third quarter. Quarry LP now owns 265 shares of the company’s stock valued at $76,000 after purchasing an additional 188 shares during the period. Institutional investors and hedge funds own 98.84% of the company’s stock.

Corpay Company Profile

Corpay (NYSE:CPAY) is a global payments and fintech company that provides businesses with tools to manage, move and optimize corporate spend. The company focuses on commercial payments, foreign exchange and cross-border transactions, aiming to simplify treasury operations and reduce friction in business-to-business payments through technology-driven solutions.

Its product offering includes payment processing and accounts payable automation, corporate and virtual card programs, expense management tools, and foreign-exchange hedging and execution services for international payments.