1st Source (SRCE) Projected to Post Earnings on Thursday

1st Source (NASDAQ:SRCE) is projected to release its Q4 2025 results before the market opens on Thursday, January 22nd. Analysts expect the company to announce earnings of $1.62 per share and revenue of $110.9190 million for the quarter. Individuals may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Friday, January 30, 2026 at 12:00 AM ET.

1st Source (NASDAQ:SRCE) last posted its quarterly earnings results on Thursday, October 23rd. The financial services provider reported $1.71 earnings per share for the quarter, topping analysts’ consensus estimates of $1.59 by $0.12. The company had revenue of $110.26 million for the quarter, compared to the consensus estimate of $109.46 million. 1st Source had a net margin of 24.97% and a return on equity of 12.25%. On average, analysts expect 1st Source to post $6 EPS for the current fiscal year and $6 EPS for the next fiscal year.

1st Source Stock Down 1.0%

Shares of SRCE opened at $64.70 on Tuesday. The firm has a market cap of $1.58 billion, a PE ratio of 10.77 and a beta of 0.65. The company has a quick ratio of 0.96, a current ratio of 0.96 and a debt-to-equity ratio of 0.08. The company’s fifty day moving average is $63.57 and its two-hundred day moving average is $62.43. 1st Source has a fifty-two week low of $52.14 and a fifty-two week high of $67.77.

1st Source Increases Dividend

The company also recently declared a quarterly dividend, which was paid on Friday, November 14th. Shareholders of record on Tuesday, November 4th were given a dividend of $0.40 per share. This represents a $1.60 dividend on an annualized basis and a yield of 2.5%. This is a boost from 1st Source’s previous quarterly dividend of $0.38. The ex-dividend date of this dividend was Tuesday, November 4th. 1st Source’s dividend payout ratio (DPR) is presently 26.62%.

Wall Street Analyst Weigh In

A number of research firms have recently commented on SRCE. Weiss Ratings restated a “buy (b)” rating on shares of 1st Source in a report on Monday, December 29th. Zacks Research downgraded shares of 1st Source from a “strong-buy” rating to a “hold” rating in a research report on Monday, September 29th. Finally, DA Davidson lifted their price target on shares of 1st Source from $67.00 to $69.00 and gave the company a “neutral” rating in a research report on Tuesday, October 28th. Two analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the company. Based on data from MarketBeat, the stock has a consensus rating of “Hold” and a consensus price target of $72.67.

Insider Buying and Selling

In other 1st Source news, VP John B. Griffith sold 1,900 shares of the company’s stock in a transaction that occurred on Wednesday, December 10th. The stock was sold at an average price of $66.01, for a total value of $125,419.00. Following the transaction, the vice president directly owned 65,976 shares of the company’s stock, valued at $4,355,075.76. This represents a 2.80% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available at the SEC website. Corporate insiders own 19.55% of the company’s stock.

Institutional Investors Weigh In On 1st Source

A number of institutional investors have recently made changes to their positions in SRCE. UBS Group AG lifted its stake in 1st Source by 54.9% during the third quarter. UBS Group AG now owns 243,630 shares of the financial services provider’s stock worth $14,998,000 after purchasing an additional 86,322 shares during the last quarter. Qube Research & Technologies Ltd raised its holdings in shares of 1st Source by 95.6% during the second quarter. Qube Research & Technologies Ltd now owns 161,602 shares of the financial services provider’s stock worth $10,031,000 after purchasing an additional 78,994 shares during the period. Bank of America Corp DE lifted its position in shares of 1st Source by 218.5% in the 2nd quarter. Bank of America Corp DE now owns 63,356 shares of the financial services provider’s stock worth $3,933,000 after buying an additional 43,466 shares during the last quarter. Marshall Wace LLP acquired a new position in shares of 1st Source in the 2nd quarter valued at about $2,454,000. Finally, Millennium Management LLC grew its position in shares of 1st Source by 18.9% during the 1st quarter. Millennium Management LLC now owns 242,466 shares of the financial services provider’s stock valued at $14,502,000 after buying an additional 38,610 shares during the last quarter. 74.45% of the stock is currently owned by institutional investors.

About 1st Source

1st Source Corporation is a bank holding company headquartered in South Bend, Indiana, operating through its wholly owned subsidiary, 1st Source Bank. The company offers a full range of commercial and consumer banking products, including checking and savings accounts, business and commercial lending, residential mortgage loans, and cash management services. Its client base spans small and medium-sized businesses, agribusinesses, professional firms, and individual consumers primarily across northern Indiana and southwestern Michigan.

In addition to traditional banking services, 1st Source Corporation provides wealth management and trust services through its 1st Source Wealth Management division.