Head to Head Review: CNO Financial Group (NYSE:CNO) vs. AIFU (NASDAQ:AIFU)

AIFU (NASDAQ:AIFU) and CNO Financial Group (NYSE:CNO) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, profitability, dividends, analyst recommendations, valuation, institutional ownership and risk.

Earnings & Valuation

This table compares AIFU and CNO Financial Group”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AIFU	$247.81 million	0.03	$62.33 million	$14.60	0.18
CNO Financial Group	$4.45 billion	0.90	$404.00 million	$2.86	14.71

CNO Financial Group has higher revenue and earnings than AIFU. AIFU is trading at a lower price-to-earnings ratio than CNO Financial Group, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a summary of recent ratings and price targets for AIFU and CNO Financial Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AIFU	0	1	0	0	2.00
CNO Financial Group	0	2	4	0	2.67

CNO Financial Group has a consensus target price of $45.00, suggesting a potential upside of 6.93%. Given CNO Financial Group’s stronger consensus rating and higher possible upside, analysts clearly believe CNO Financial Group is more favorable than AIFU.

Institutional & Insider Ownership

26.7% of AIFU shares are owned by institutional investors. Comparatively, 95.4% of CNO Financial Group shares are owned by institutional investors. 25.6% of AIFU shares are owned by company insiders. Comparatively, 3.0% of CNO Financial Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Profitability

This table compares AIFU and CNO Financial Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
AIFU	N/A	N/A	N/A
CNO Financial Group	6.64%	15.81%	1.06%

Volatility & Risk

AIFU has a beta of 0.58, meaning that its share price is 42% less volatile than the S&P 500. Comparatively, CNO Financial Group has a beta of 0.85, meaning that its share price is 15% less volatile than the S&P 500.

Summary

CNO Financial Group beats AIFU on 12 of the 14 factors compared between the two stocks.

About AIFU

AIX, Inc. engages in the provision of agency services and insurance claims adjusting services. It operates through the Insurance Agency and Claims Adjusting segments. The Insurance Agency segment includes providing agency services for insurance products and life insurance products. The Claims Adjusting segment provides pre-underwriting survey services, claims adjusting services, disposal of residual value services, loading and unloading supervision services, and consulting services. The company was founded by Yin An Hu and Qiu Ping Lai in 1998 and is headquartered in Guangzhou, China.

About CNO Financial Group

CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance, insurance products, and financial services for senior and middle-income markets in the United States. It offers Medicare supplement, supplemental health, and long-term care insurance policies; life insurance; and annuities, as well as Medicare advantage plans to individuals through phone, online, mail, and face-to-face. The company also focuses on sale of voluntary benefit life and health insurance products for businesses, associations, and other membership groups by interacting with customers at their place of employment. In addition, it provides fixed indexed annuities; fixed interest annuities, including fixed rate single and flexible premium deferred annuities; single premium immediate annuities; supplemental health products, such as specified disease, accident, and hospital indemnity products; and long-term care plans primarily to retirees and older self-employed individuals in the middle-income market. Further, the company offers universal life and other interest-sensitive life products; and traditional life policies that include whole life, graded benefit life, term life, and single premium whole life products, as well as graded benefit life insurance products. It markets its products under the Bankers Life, Washington National, and Colonial Penn brand names. The company was founded in 1979 and is headquartered in Carmel, Indiana.