Mercurity Fintech (NASDAQ:MFH) & Green Dot (NYSE:GDOT) Head to Head Analysis

Mercurity Fintech (NASDAQ:MFH) and Green Dot (NYSE:GDOT) are both small-cap business services companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, valuation, institutional ownership, dividends, analyst recommendations, risk and earnings.

Insider & Institutional Ownership

30.8% of Mercurity Fintech shares are owned by institutional investors. Comparatively, 92.6% of Green Dot shares are owned by institutional investors. 62.8% of Mercurity Fintech shares are owned by company insiders. Comparatively, 1.4% of Green Dot shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Earnings and Valuation

This table compares Mercurity Fintech and Green Dot”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mercurity Fintech	$956,830.00	350.14	-$4.53 million	N/A	N/A
Green Dot	$1.72 billion	0.40	-$26.70 million	($0.85)	-14.77

Mercurity Fintech has higher earnings, but lower revenue than Green Dot.

Analyst Recommendations

This is a summary of current ratings and target prices for Mercurity Fintech and Green Dot, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mercurity Fintech	1	0	0	0	1.00
Green Dot	2	5	1	0	1.88

Green Dot has a consensus target price of $12.56, suggesting a potential upside of 0.06%. Given Green Dot’s stronger consensus rating and higher probable upside, analysts clearly believe Green Dot is more favorable than Mercurity Fintech.

Risk & Volatility

Mercurity Fintech has a beta of 4.3, indicating that its stock price is 330% more volatile than the S&P 500. Comparatively, Green Dot has a beta of 0.82, indicating that its stock price is 18% less volatile than the S&P 500.

Profitability

This table compares Mercurity Fintech and Green Dot’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Mercurity Fintech	N/A	N/A	N/A
Green Dot	-2.33%	9.81%	1.59%

Summary

Green Dot beats Mercurity Fintech on 7 of the 12 factors compared between the two stocks.

About Mercurity Fintech

Mercurity Fintech Holding Inc. operates as a fintech company powered by blockchain. The company provides digital asset trading infrastructure solutions based on internet and blockchain technologies for cryptocurrency traders; and asset digitalization platform, which offers blockchain-based digitalization solutions for traditional assets, such as fiat currencies, bonds, and precious metals. It also offers cryptocurrency mining services that provides computing power to the mining pool; and digital consultation services, such as digital payment solutions, asset management, and online and traditional brokerage services. The company was formerly known as JMU Limited and changed its name to Mercurity Fintech Holding Inc. in April 2020. Mercurity Fintech Holding Inc. was incorporated in 2011 and is headquartered in New York, New York.

About Green Dot

Green Dot Corporation, a financial technology and registered bank holding company, provides various financial services to consumers and businesses in the United States. It operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. The company provides deposit account programs, including consumer and small business checking account products, network-branded reloadable prepaid debit cards and gift cards, and secured credit programs. It offers money processing services, such as cash transfer services that enable consumers to deposit or pick up cash and pay bills with cash at the point-of-sale at any participating retailer; and simply paid disbursement services, which enable wages and authorized funds disbursement to its deposit account programs and accounts issued by any third-party bank or program manager. In addition, the company offers tax processing services comprising tax refund transfers, which provide the processing technology to facilitate receipt of a taxpayers' refund proceeds; small business lending to independent tax preparation providers that seek small advances; and fast cash advance, a loan that enables tax refund recipients. Green Dot Corporation was incorporated in 1999 and is headquartered in Austin, Texas.