William Blair Has Pessimistic View of Equifax Q4 Earnings

Equifax, Inc. (NYSE:EFX) – Stock analysts at William Blair reduced their Q4 2025 earnings per share (EPS) estimates for shares of Equifax in a report issued on Wednesday, October 22nd. William Blair analyst A. Nicholas now forecasts that the credit services provider will post earnings per share of $2.02 for the quarter, down from their prior forecast of $2.12. The consensus estimate for Equifax’s current full-year earnings is $7.58 per share. William Blair also issued estimates for Equifax’s Q1 2026 earnings at $1.82 EPS, Q2 2026 earnings at $2.34 EPS, Q3 2026 earnings at $2.32 EPS, Q4 2026 earnings at $2.30 EPS and FY2026 earnings at $8.77 EPS.

Equifax (NYSE:EFX) last released its earnings results on Tuesday, October 21st. The credit services provider reported $2.04 EPS for the quarter, topping analysts’ consensus estimates of $1.94 by $0.10. The firm had revenue of $1.54 billion for the quarter, compared to analysts’ expectations of $1.52 billion. Equifax had a return on equity of 19.26% and a net margin of 11.08%.The company’s quarterly revenue was up 7.2% on a year-over-year basis. During the same period in the prior year, the firm posted $1.85 earnings per share. Equifax has set its Q4 2025 guidance at 1.980-2.080 EPS. FY 2025 guidance at 7.550-7.650 EPS.

A number of other analysts have also commented on EFX. Needham & Company LLC reissued a “buy” rating and issued a $295.00 target price on shares of Equifax in a report on Tuesday. Morgan Stanley reaffirmed an “overweight” rating on shares of Equifax in a report on Friday, October 3rd. UBS Group lifted their price objective on Equifax from $287.00 to $297.00 and gave the company a “buy” rating in a research report on Monday, September 15th. BMO Capital Markets lowered their target price on shares of Equifax from $251.00 to $245.00 and set a “market perform” rating on the stock in a research note on Wednesday. Finally, JPMorgan Chase & Co. dropped their price target on Equifax from $277.00 to $272.00 and set an “overweight” rating for the company in a research note on Wednesday, July 23rd. One equities research analyst has rated the stock with a Strong Buy rating, twelve have given a Buy rating and eight have assigned a Hold rating to the stock. According to MarketBeat, the stock presently has an average rating of “Moderate Buy” and an average target price of $277.13.

Equifax Stock Performance

Shares of EFX stock opened at $230.15 on Thursday. The company has a debt-to-equity ratio of 0.79, a quick ratio of 0.77 and a current ratio of 0.77. The company has a market capitalization of $28.49 billion, a price-to-earnings ratio of 43.67, a price-to-earnings-growth ratio of 2.64 and a beta of 1.68. Equifax has a one year low of $199.98 and a one year high of $281.07. The company’s 50-day moving average is $245.42 and its 200 day moving average is $250.61.

Hedge Funds Weigh In On Equifax

Hedge funds have recently bought and sold shares of the business. Vanguard Group Inc. raised its stake in shares of Equifax by 1.8% during the 2nd quarter. Vanguard Group Inc. now owns 14,966,903 shares of the credit services provider’s stock worth $3,881,966,000 after buying an additional 258,572 shares during the period. Price T Rowe Associates Inc. MD grew its stake in Equifax by 40.0% in the 1st quarter. Price T Rowe Associates Inc. MD now owns 7,037,804 shares of the credit services provider’s stock valued at $1,714,129,000 after acquiring an additional 2,009,987 shares during the period. State Street Corp increased its holdings in Equifax by 1.4% in the 2nd quarter. State Street Corp now owns 4,968,897 shares of the credit services provider’s stock worth $1,288,783,000 after acquiring an additional 66,914 shares in the last quarter. Harris Associates L P lifted its holdings in Equifax by 27.6% during the first quarter. Harris Associates L P now owns 4,570,557 shares of the credit services provider’s stock valued at $1,113,205,000 after purchasing an additional 987,772 shares in the last quarter. Finally, Geode Capital Management LLC lifted its holdings in Equifax by 2.5% during the second quarter. Geode Capital Management LLC now owns 3,142,763 shares of the credit services provider’s stock valued at $811,650,000 after purchasing an additional 75,627 shares in the last quarter. Hedge funds and other institutional investors own 96.20% of the company’s stock.

Insider Activity at Equifax

In related news, CEO Mark W. Begor sold 48,264 shares of Equifax stock in a transaction dated Monday, July 28th. The stock was sold at an average price of $241.71, for a total value of $11,665,891.44. Following the completion of the transaction, the chief executive officer owned 142,872 shares in the company, valued at $34,533,591.12. The trade was a 25.25% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at the SEC website. 1.40% of the stock is owned by company insiders.

Equifax Dividend Announcement

The firm also recently announced a quarterly dividend, which was paid on Monday, September 15th. Stockholders of record on Tuesday, September 2nd were given a dividend of $0.50 per share. The ex-dividend date was Tuesday, September 2nd. This represents a $2.00 dividend on an annualized basis and a dividend yield of 0.9%. Equifax’s dividend payout ratio (DPR) is 39.14%.

Equifax Company Profile

Equifax Inc operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that assist them in complying with and automating payroll-related and human resource management processes throughout the entire cycle of the employment relationship.