Ageas (OTCMKTS:AGESY) vs. Oscar Health (NYSE:OSCR) Financial Analysis

Ageas (OTCMKTS:AGESY) and Oscar Health (NYSE:OSCR) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, profitability, earnings, analyst recommendations, valuation, institutional ownership and risk.

Volatility and Risk

Ageas has a beta of 0.64, indicating that its stock price is 36% less volatile than the S&P 500. Comparatively, Oscar Health has a beta of 1.87, indicating that its stock price is 87% more volatile than the S&P 500.

Profitability

This table compares Ageas and Oscar Health’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Ageas	N/A	N/A	N/A
Oscar Health	-1.50%	-13.78%	-2.99%

Analyst Recommendations

This is a breakdown of recent ratings and price targets for Ageas and Oscar Health, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ageas	0	1	0	0	2.00
Oscar Health	5	4	0	0	1.44

Oscar Health has a consensus price target of $12.07, suggesting a potential downside of 37.90%. Given Oscar Health’s higher probable upside, analysts plainly believe Oscar Health is more favorable than Ageas.

Earnings & Valuation

This table compares Ageas and Oscar Health”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ageas	$14.68 billion	0.94	$1.21 billion	N/A	N/A
Oscar Health	$9.18 billion	0.55	$25.43 million	($0.81)	-24.00

Ageas has higher revenue and earnings than Oscar Health.

Institutional & Insider Ownership

75.7% of Oscar Health shares are held by institutional investors. 24.4% of Oscar Health shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Ageas beats Oscar Health on 7 of the 11 factors compared between the two stocks.

About Ageas

ageas SA/NV, together with its subsidiaries, engages in insurance business. It operates in five segments: Belgium, Europe, Asia, Reinsurance, and General Account. The company offers property, casualty, and life insurance products, as well as pension products; and reinsurance products. It provides life insurance products include risks related to the life and death of individuals; and non-life insurance products comprise accident and health, motor, fire, and other property insurance products, as well as insurance services for other damages to property. The company serves private individuals, as well as small, medium-sized, and large companies through independent brokers and the bank channels. ageas SA/NV was founded in 1824 and is headquartered in Brussels, Belgium.

About Oscar Health

Oscar Health, Inc. operates as a health insurance in the United States. The company offers health plans in individual and small group markets, as well as +Oscar, a technology driven platform that help providers and payors directly enable their shift to value-based care. It also provides reinsurance products. The company was formerly known as Mulberry Health Inc. and changed its name to Oscar Health, Inc. in January 2021. Oscar Health, Inc. was incorporated in 2012 and is headquartered in New York, New York.