Banco Do Brasil (OTCMKTS:BDORY) and ICICI Bank (NYSE:IBN) Head to Head Comparison

Banco Do Brasil (OTCMKTS:BDORY) and ICICI Bank (NYSE:IBN) are both large-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, earnings, institutional ownership, analyst recommendations, risk, dividends and valuation.

Institutional & Insider Ownership

0.0% of Banco Do Brasil shares are held by institutional investors. Comparatively, 18.2% of ICICI Bank shares are held by institutional investors. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Risk & Volatility

Banco Do Brasil has a beta of 0.64, indicating that its share price is 36% less volatile than the S&P 500. Comparatively, ICICI Bank has a beta of 0.57, indicating that its share price is 43% less volatile than the S&P 500.

Profitability

This table compares Banco Do Brasil and ICICI Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Banco Do Brasil	4.99%	15.77%	1.21%
ICICI Bank	24.81%	15.40%	1.90%

Valuation and Earnings

This table compares Banco Do Brasil and ICICI Bank”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Banco Do Brasil	$55.92 billion	0.41	$6.57 billion	$0.49	8.10
ICICI Bank	$2,100.53 billion	0.05	$6.02 billion	$1.62	19.57

Banco Do Brasil has higher earnings, but lower revenue than ICICI Bank. Banco Do Brasil is trading at a lower price-to-earnings ratio than ICICI Bank, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a breakdown of recent ratings and recommmendations for Banco Do Brasil and ICICI Bank, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Banco Do Brasil	0	3	0	0	2.00
ICICI Bank	0	0	0	0	0.00

Dividends

Banco Do Brasil pays an annual dividend of $0.05 per share and has a dividend yield of 1.3%. ICICI Bank pays an annual dividend of $0.21 per share and has a dividend yield of 0.7%. Banco Do Brasil pays out 10.2% of its earnings in the form of a dividend. ICICI Bank pays out 13.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Banco Do Brasil is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Banco Do Brasil beats ICICI Bank on 7 of the 13 factors compared between the two stocks.

About Banco Do Brasil

Banco do Brasil S.A. provides banking products and services for individuals, companies, and public sectors in Brazil and internationally. The company's Banking segment offers various products and services, including deposits, loans, and services to retail, wholesale, and public sector markets, as well as to micro-entrepreneurs and the low income population. Its Investments segment engages in the intermediation and distribution of debts in the primary and secondary markets; equity investment activities; and rendering of financial services. The company's Fund Management segment is involved in the purchase, sale, and custody of securities, as well as the management of portfolios, and investment funds and clubs. Its Insurance, Pension and Capitalization segment provides life, property, and automobile insurance products, as well as private pension and capitalization plans. The company's Payment Methods segment is involved in the funding, transmission, processing, and settlement of transactions through electronic means. Its Other segment engages in the provision of credit recovery and consortium administration services; development, manufacturing, leasing, and integration of digital electronic systems and equipment, peripherals, programs, inputs, and computing supplies; intermediation of air tickets; and lodging and organization of events. Banco do Brasil S.A. was founded in 1808 and is headquartered in Brasa­lia, Brazil.

About ICICI Bank

ICICI Bank Limited provides various banking products and services in India and internationally. It operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, and Others segments. The company offers savings, salary, pension, current, and other accounts; and time, fixed, recurring, and security deposits services. It also provides home, car, two-wheeler, personal, gold, and commercial business loans, as well as loans against securities and other loans; business loans, including working capital finance, term loans, collateral free loans, loans without financials, finance for importers and exporters, and overdraft facilities, as well as loans for new entities and card swipes; and credit, debit, prepaid, travel, forex, and corporate cards. In addition, the company offers pockets wallet; fixed income products; investment products, such as mutual funds, gold monetization schemes, initial public offerings, and other online investment services; and agri and rural business, farmer finance, tractor loans, and micro banking services, as well as other services to agri corporates. Further, it provides portfolio management, trade, foreign exchange, locker, private and NRI banking, and cash management services; family wealth and demat accounts; commercial and investment banking, capital market, custodial, and institutional banking services; health, personal accident, fire, and motor insurance, as well as distributes general and life insurance products; and Internet, mobile, and phone banking services. Additionally, the company offers securities investment, broking, trading, and underwriting services; and merchant banking, trusteeship, housing finance, pension fund management, asset management, investment advisory, points of presence, and private equity/venture capital fund management services. ICICI Bank Limited was founded in 1955 and is headquartered in Mumbai, India.