Contrasting BitFuFu (NASDAQ:FUFU) & Oportun Financial (NASDAQ:OPRT)

BitFuFu (NASDAQ:FUFU) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, risk, dividends and earnings.

Analyst Ratings

This is a summary of recent recommendations for BitFuFu and Oportun Financial, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BitFuFu	0	0	1	0	3.00
Oportun Financial	0	2	2	1	2.80

BitFuFu currently has a consensus target price of $7.00, suggesting a potential upside of 58.37%. Oportun Financial has a consensus target price of $7.67, suggesting a potential upside of 86.54%. Given Oportun Financial’s higher probable upside, analysts plainly believe Oportun Financial is more favorable than BitFuFu.

Profitability

This table compares BitFuFu and Oportun Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BitFuFu	8.17%	40.15%	13.55%
Oportun Financial	-7.86%	5.49%	0.60%

Insider and Institutional Ownership

37.3% of BitFuFu shares are owned by institutional investors. Comparatively, 82.7% of Oportun Financial shares are owned by institutional investors. 35.0% of BitFuFu shares are owned by insiders. Comparatively, 9.3% of Oportun Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Earnings and Valuation

This table compares BitFuFu and Oportun Financial”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BitFuFu	$463.33 million	1.56	$10.49 million	$0.35	12.63
Oportun Financial	$295.20 million	0.50	-$78.70 million	($2.01)	-2.04

BitFuFu has higher revenue and earnings than Oportun Financial. Oportun Financial is trading at a lower price-to-earnings ratio than BitFuFu, indicating that it is currently the more affordable of the two stocks.

Volatility & Risk

BitFuFu has a beta of 0.28, indicating that its share price is 72% less volatile than the S&P 500. Comparatively, Oportun Financial has a beta of 0.86, indicating that its share price is 14% less volatile than the S&P 500.

Summary

BitFuFu beats Oportun Financial on 10 of the 15 factors compared between the two stocks.

About BitFuFu

BitFuFu Inc. provides digital asset mining and cloud-mining services in Singapore. It also offers miner rental, and miner hosting and sales services to institutional customers and individual digital asset enthusiasts. The company is based in Singapore, Singapore.

About Oportun Financial

Oportun Financial Corporation provides financial services. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Carlos, California.