nCino (NASDAQ:NCNO) Updates Q1 2026 Earnings Guidance

nCino (NASDAQ:NCNO) updated its first quarter 2026 earnings guidance on Tuesday. The company provided earnings per share guidance of 0.150-0.160 for the period, compared to the consensus earnings per share estimate of 0.210. The company issued revenue guidance of $138.8 million-$140.8 million, compared to the consensus revenue estimate of $143.3 million. nCino also updated its FY 2026 guidance to 0.660-0.690 EPS.

Wall Street Analysts Forecast Growth

Several equities analysts have weighed in on the company. William Blair lowered nCino from an “outperform” rating to a “market perform” rating in a research note on Wednesday. Piper Sandler lowered their target price on nCino from $38.00 to $28.00 and set a “neutral” rating for the company in a research note on Wednesday. KeyCorp reaffirmed a “sector weight” rating on shares of nCino in a research note on Monday, February 3rd. Truist Financial cut nCino from a “buy” rating to a “hold” rating and dropped their price objective for the stock from $44.00 to $21.00 in a research note on Wednesday. Finally, The Goldman Sachs Group cut shares of nCino from a “buy” rating to a “neutral” rating and decreased their target price for the company from $42.00 to $24.00 in a research note on Wednesday. Ten investment analysts have rated the stock with a hold rating and seven have given a buy rating to the stock. According to MarketBeat, nCino has an average rating of “Hold” and an average target price of $31.13.

nCino Stock Performance

Shares of NASDAQ NCNO opened at $22.59 on Thursday. The company has a debt-to-equity ratio of 0.20, a current ratio of 1.95 and a quick ratio of 1.95. The firm has a market cap of $2.62 billion, a price-to-earnings ratio of -132.87, a P/E/G ratio of 5.77 and a beta of 0.66. The stock’s fifty day moving average price is $31.02 and its two-hundred day moving average price is $34.12. nCino has a one year low of $18.75 and a one year high of $43.20.

nCino (NASDAQ:NCNO) last released its quarterly earnings results on Tuesday, April 1st. The company reported $0.12 EPS for the quarter, missing analysts’ consensus estimates of $0.18 by ($0.06). nCino had a positive return on equity of 1.62% and a negative net margin of 3.46%. The business had revenue of $141.37 million for the quarter, compared to the consensus estimate of $140.81 million. During the same period in the prior year, the business posted $0.21 earnings per share. nCino’s revenue was up 14.3% compared to the same quarter last year. On average, equities analysts forecast that nCino will post 0.12 EPS for the current year.

nCino declared that its Board of Directors has approved a share buyback program on Tuesday, April 1st that authorizes the company to repurchase $100.00 million in outstanding shares. This repurchase authorization authorizes the company to buy up to 3.1% of its stock through open market purchases. Stock repurchase programs are usually a sign that the company’s board believes its shares are undervalued.

Insider Buying and Selling

In other nCino news, CEO Sean Desmond sold 5,034 shares of nCino stock in a transaction dated Tuesday, February 4th. The stock was sold at an average price of $32.60, for a total value of $164,108.40. Following the transaction, the chief executive officer now owns 306,477 shares in the company, valued at $9,991,150.20. The trade was a 1.62 % decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which is available at this link. Also, Director Jeff Horing sold 54,876 shares of the business’s stock in a transaction dated Monday, January 6th. The stock was sold at an average price of $35.00, for a total value of $1,920,660.00. Following the transaction, the director now directly owns 4,458,591 shares of the company’s stock, valued at approximately $156,050,685. The trade was a 1.22 % decrease in their position. The disclosure for this sale can be found here. Over the last quarter, insiders have sold 86,877 shares of company stock worth $2,963,893. Company insiders own 28.40% of the company’s stock.

nCino Company Profile

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.