Zacks Research Expects Reduced Earnings for Ally Financial

Ally Financial Inc. (NYSE:ALLY) – Research analysts at Zacks Research dropped their Q1 2025 EPS estimates for shares of Ally Financial in a report issued on Thursday, March 20th. Zacks Research analyst R. Department now expects that the financial services provider will post earnings per share of $0.49 for the quarter, down from their prior estimate of $0.51. The consensus estimate for Ally Financial’s current full-year earnings is $3.57 per share. Zacks Research also issued estimates for Ally Financial’s Q3 2025 earnings at $1.02 EPS, FY2025 earnings at $3.26 EPS, Q2 2026 earnings at $1.19 EPS, Q3 2026 earnings at $1.49 EPS, FY2026 earnings at $5.16 EPS and FY2027 earnings at $6.83 EPS.

Ally Financial (NYSE:ALLY) last issued its quarterly earnings data on Wednesday, January 22nd. The financial services provider reported $0.78 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.57 by $0.21. The firm had revenue of $2.09 billion during the quarter, compared to analysts’ expectations of $2.02 billion. Ally Financial had a return on equity of 9.31% and a net margin of 11.29%. Ally Financial’s revenue was up 3.6% on a year-over-year basis. During the same period in the previous year, the firm posted $0.45 earnings per share.

A number of other equities analysts have also recently issued reports on the stock. Royal Bank of Canada lifted their target price on shares of Ally Financial from $41.00 to $45.00 and gave the stock an “outperform” rating in a research report on Thursday, January 23rd. StockNews.com downgraded Ally Financial from a “buy” rating to a “hold” rating in a research report on Thursday, January 23rd. BTIG Research cut Ally Financial from a “neutral” rating to a “sell” rating and set a $30.00 target price on the stock. in a report on Tuesday. Truist Financial boosted their price target on Ally Financial from $42.00 to $47.00 and gave the stock a “buy” rating in a report on Tuesday, January 28th. Finally, Morgan Stanley increased their price objective on Ally Financial from $41.00 to $45.00 and gave the company an “overweight” rating in a research note on Thursday, January 23rd. Two research analysts have rated the stock with a sell rating, nine have issued a hold rating and nine have assigned a buy rating to the company. Based on data from MarketBeat.com, Ally Financial currently has a consensus rating of “Hold” and an average target price of $42.53.

Ally Financial Trading Down 1.0 %

NYSE:ALLY opened at $37.50 on Monday. Ally Financial has a 52-week low of $31.95 and a 52-week high of $45.46. The company has a quick ratio of 0.93, a current ratio of 0.93 and a debt-to-equity ratio of 1.51. The stock has a fifty day simple moving average of $37.09 and a 200-day simple moving average of $36.33. The company has a market capitalization of $11.52 billion, a PE ratio of 14.42, a price-to-earnings-growth ratio of 0.32 and a beta of 1.40.

Ally Financial Dividend Announcement

The firm also recently announced a quarterly dividend, which was paid on Friday, February 14th. Stockholders of record on Friday, January 31st were paid a $0.30 dividend. This represents a $1.20 dividend on an annualized basis and a dividend yield of 3.20%. The ex-dividend date of this dividend was Friday, January 31st. Ally Financial’s dividend payout ratio is presently 46.15%.

Insider Activity at Ally Financial

In other Ally Financial news, CEO Michael George Rhodes bought 25,634 shares of the stock in a transaction dated Monday, January 27th. The stock was bought at an average cost of $39.09 per share, for a total transaction of $1,002,033.06. Following the completion of the purchase, the chief executive officer now directly owns 25,634 shares of the company’s stock, valued at approximately $1,002,033.06. The trade was a ∞ increase in their ownership of the stock. The acquisition was disclosed in a legal filing with the SEC, which can be accessed through the SEC website. Also, CFO Russell E. Hutchinson acquired 19,100 shares of the stock in a transaction on Friday, January 24th. The shares were acquired at an average price of $39.45 per share, with a total value of $753,495.00. Following the purchase, the chief financial officer now owns 202,845 shares in the company, valued at $8,002,235.25. This represents a 10.39 % increase in their ownership of the stock. The disclosure for this purchase can be found here. Company insiders own 0.67% of the company’s stock.

Institutional Trading of Ally Financial

Institutional investors and hedge funds have recently bought and sold shares of the company. Vanguard Group Inc. increased its stake in Ally Financial by 0.4% during the fourth quarter. Vanguard Group Inc. now owns 28,252,149 shares of the financial services provider’s stock valued at $1,017,360,000 after purchasing an additional 111,231 shares during the last quarter. State Street Corp boosted its holdings in shares of Ally Financial by 0.5% in the 3rd quarter. State Street Corp now owns 10,704,719 shares of the financial services provider’s stock valued at $380,981,000 after buying an additional 51,426 shares during the period. Geode Capital Management LLC raised its stake in Ally Financial by 3.9% during the fourth quarter. Geode Capital Management LLC now owns 4,895,467 shares of the financial services provider’s stock worth $175,990,000 after acquiring an additional 184,278 shares during the period. First Manhattan CO. LLC. raised its stake in Ally Financial by 4.8% during the fourth quarter. First Manhattan CO. LLC. now owns 4,226,639 shares of the financial services provider’s stock worth $153,752,000 after acquiring an additional 192,295 shares during the period. Finally, Jacobs Levy Equity Management Inc. lifted its holdings in Ally Financial by 84.0% in the fourth quarter. Jacobs Levy Equity Management Inc. now owns 4,202,179 shares of the financial services provider’s stock worth $151,320,000 after acquiring an additional 1,918,965 shares during the last quarter. Institutional investors and hedge funds own 88.76% of the company’s stock.

Ally Financial Company Profile

Ally Financial Inc, a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments.