William Blair Has Bearish Estimate for Trupanion Q3 Earnings

Trupanion, Inc. (NASDAQ:TRUP) – Stock analysts at William Blair reduced their Q3 2025 earnings per share (EPS) estimates for shares of Trupanion in a report issued on Thursday, February 20th. William Blair analyst B. Vazquez now forecasts that the financial services provider will earn $0.02 per share for the quarter, down from their prior forecast of $0.03. The consensus estimate for Trupanion’s current full-year earnings is $0.13 per share. William Blair also issued estimates for Trupanion’s Q4 2025 earnings at $0.14 EPS, FY2025 earnings at $0.07 EPS, Q3 2026 earnings at $0.03 EPS, Q4 2026 earnings at $0.18 EPS and FY2026 earnings at $0.17 EPS.

TRUP has been the topic of several other research reports. Piper Sandler dropped their price objective on shares of Trupanion from $57.00 to $52.00 and set an “overweight” rating on the stock in a report on Thursday. Northland Securities upped their price objective on shares of Trupanion from $45.00 to $50.00 and gave the company a “market perform” rating in a report on Thursday, October 31st. Finally, Stifel Nicolaus dropped their price objective on shares of Trupanion from $44.00 to $41.00 and set a “hold” rating on the stock in a report on Thursday. Two research analysts have rated the stock with a hold rating, four have given a buy rating and one has issued a strong buy rating to the company. According to data from MarketBeat.com, the stock presently has an average rating of “Moderate Buy” and a consensus target price of $46.60.

Trupanion Trading Down 25.5 %

NASDAQ TRUP opened at $35.40 on Friday. The business’s 50-day moving average price is $48.04 and its two-hundred day moving average price is $47.89. Trupanion has a 12 month low of $19.69 and a 12 month high of $57.90. The firm has a market capitalization of $1.50 billion, a PE ratio of -153.91, a price-to-earnings-growth ratio of 8.29 and a beta of 1.60. The company has a current ratio of 1.66, a quick ratio of 1.66 and a debt-to-equity ratio of 0.40.

Trupanion (NASDAQ:TRUP) last issued its earnings results on Wednesday, February 19th. The financial services provider reported $0.04 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.06 by ($0.02). Trupanion had a negative return on equity of 3.11% and a negative net margin of 0.75%. The firm had revenue of $337.31 million during the quarter, compared to analyst estimates of $335.41 million.

Institutional Investors Weigh In On Trupanion

A number of institutional investors have recently added to or reduced their stakes in the company. Jones Financial Companies Lllp grew its position in Trupanion by 71.7% in the 4th quarter. Jones Financial Companies Lllp now owns 570 shares of the financial services provider’s stock worth $27,000 after purchasing an additional 238 shares in the last quarter. GAMMA Investing LLC grew its position in Trupanion by 18.5% in the 4th quarter. GAMMA Investing LLC now owns 1,709 shares of the financial services provider’s stock worth $82,000 after purchasing an additional 267 shares in the last quarter. Coppell Advisory Solutions LLC grew its position in Trupanion by 58.3% in the 4th quarter. Coppell Advisory Solutions LLC now owns 1,249 shares of the financial services provider’s stock worth $61,000 after purchasing an additional 460 shares in the last quarter. SBI Securities Co. Ltd. bought a new position in shares of Trupanion during the 4th quarter valued at approximately $25,000. Finally, Zurcher Kantonalbank Zurich Cantonalbank grew its position in shares of Trupanion by 7.3% during the 3rd quarter. Zurcher Kantonalbank Zurich Cantonalbank now owns 9,861 shares of the financial services provider’s stock valued at $414,000 after acquiring an additional 671 shares during the period.

Insider Transactions at Trupanion

In other news, CFO Fawwad Qureshi sold 9,867 shares of the business’s stock in a transaction dated Friday, November 29th. The shares were sold at an average price of $53.08, for a total transaction of $523,740.36. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. Also, SVP Emily Dreyer sold 900 shares of the company’s stock in a transaction dated Monday, November 25th. The stock was sold at an average price of $54.55, for a total transaction of $49,095.00. Following the completion of the sale, the senior vice president now directly owns 23,808 shares of the company’s stock, valued at $1,298,726.40. The trade was a 3.64 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders sold a total of 11,581 shares of company stock valued at $615,159 over the last three months. Corporate insiders own 5.50% of the company’s stock.

Trupanion Company Profile

Trupanion, Inc, together with its subsidiaries, provides medical insurance for cats and dogs on a monthly subscription basis in the United States, Canada, Continental Europe, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians.