Critical Review: The Seibels Bruce Group (OTCMKTS:SBBG) and Skyward Specialty Insurance Group (NASDAQ:SKWD)

Skyward Specialty Insurance Group (NASDAQ:SKWD) and The Seibels Bruce Group (OTCMKTS:SBBG) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their valuation, institutional ownership, earnings, risk, profitability, analyst recommendations and dividends.

Earnings & Valuation

This table compares Skyward Specialty Insurance Group and The Seibels Bruce Group”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Skyward Specialty Insurance Group	$1.09 billion	1.98	$85.98 million	$3.28	16.45
The Seibels Bruce Group	N/A	N/A	N/A	N/A	N/A

Skyward Specialty Insurance Group has higher revenue and earnings than The Seibels Bruce Group.

Institutional and Insider Ownership

94.8% of Skyward Specialty Insurance Group shares are held by institutional investors. 8.0% of Skyward Specialty Insurance Group shares are held by insiders. Comparatively, 55.4% of The Seibels Bruce Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Volatility and Risk

Skyward Specialty Insurance Group has a beta of 0.53, indicating that its share price is 47% less volatile than the S&P 500. Comparatively, The Seibels Bruce Group has a beta of 3.8, indicating that its share price is 280% more volatile than the S&P 500.

Profitability

This table compares Skyward Specialty Insurance Group and The Seibels Bruce Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Skyward Specialty Insurance Group	12.24%	16.39%	3.57%
The Seibels Bruce Group	N/A	N/A	N/A

Analyst Recommendations

This is a summary of recent ratings and price targets for Skyward Specialty Insurance Group and The Seibels Bruce Group, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Skyward Specialty Insurance Group	0	3	7	1	2.82
The Seibels Bruce Group	0	0	0	0	0.00

Skyward Specialty Insurance Group currently has a consensus price target of $46.89, indicating a potential downside of 13.12%. Given The Seibels Bruce Group’s higher possible upside, analysts plainly believe The Seibels Bruce Group is more favorable than Skyward Specialty Insurance Group.

Summary

Skyward Specialty Insurance Group beats The Seibels Bruce Group on 8 of the 11 factors compared between the two stocks.

About Skyward Specialty Insurance Group

Skyward Specialty Insurance Group, Inc., an insurance holding company, underwrites commercial property and casualty insurance products in the United States. It offers general liability, excess liability, professional liability, commercial auto, group accident and health, property, surety, and workers' compensation insurance products. Skyward Specialty Insurance Group, Inc. was incorporated in 2006 and is headquartered in Houston, Texas.

About The Seibels Bruce Group

The Seibels Bruce Group, Inc. provides processing, technology, and claims solutions to the property and casualty insurance industry. The company offers processing solutions for coastal markets; business process outsourcing; claims administration solutions; information technology outsourcing; and professional services. It also provides technology solutions, such as IPX enterprise insurance suite, CPX claims management system, FNOL first notice of loss, and reinspection processing xpert solutions; and claims solutions, including third party administration, catastrophe management, first notice of loss, multi-line adjusting and examination, reinspection, and subrogation/salvage services. The company was founded in 1869 and is based in Columbia, South Carolina.