Financial Survey: Consumer Portfolio Services (NASDAQ:CPSS) & Argo Blockchain (NASDAQ:ARBK)

Argo Blockchain (NASDAQ:ARBK) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, earnings, institutional ownership, risk, valuation, dividends and profitability.

Profitability

This table compares Argo Blockchain and Consumer Portfolio Services’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Argo Blockchain	-93.70%	-4,172.69%	-50.32%
Consumer Portfolio Services	7.22%	9.76%	0.89%

Analyst Recommendations

This is a summary of current ratings and recommmendations for Argo Blockchain and Consumer Portfolio Services, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Argo Blockchain	0	2	0	0	2.00
Consumer Portfolio Services	0	0	0	0	N/A

Argo Blockchain presently has a consensus target price of $1.45, suggesting a potential upside of 24.46%. Given Argo Blockchain’s higher probable upside, equities analysts plainly believe Argo Blockchain is more favorable than Consumer Portfolio Services.

Insider & Institutional Ownership

2.4% of Argo Blockchain shares are held by institutional investors. Comparatively, 47.6% of Consumer Portfolio Services shares are held by institutional investors. 69.0% of Consumer Portfolio Services shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Risk and Volatility

Argo Blockchain has a beta of 1.87, indicating that its share price is 87% more volatile than the S&P 500. Comparatively, Consumer Portfolio Services has a beta of 2.01, indicating that its share price is 101% more volatile than the S&P 500.

Valuation & Earnings

This table compares Argo Blockchain and Consumer Portfolio Services”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Argo Blockchain	$50.56 million	1.47	-$35.03 million	($0.81)	-1.44
Consumer Portfolio Services	$352.01 million	0.59	$45.34 million	$1.08	9.27

Consumer Portfolio Services has higher revenue and earnings than Argo Blockchain. Argo Blockchain is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

Summary

Consumer Portfolio Services beats Argo Blockchain on 10 of the 12 factors compared between the two stocks.

About Argo Blockchain

Argo Blockchain plc, together with its subsidiaries, engages in the bitcoin and other cryptocurrencies mining business worldwide. It engages in mining purpose-built computers for complex cryptographic algorithms. The company was formerly known as GoSun Blockchain Limited and changed its name to Argo Blockchain plc in December 2017. Argo Blockchain plc was incorporated in 2017 and is based in London, the United Kingdom.

About Consumer Portfolio Services

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is based in Las Vegas, Nevada.