Critical Analysis: The Seibels Bruce Group (OTCMKTS:SBBG) & Fidelis Insurance (NYSE:FIHL)

The Seibels Bruce Group (OTCMKTS:SBBG) and Fidelis Insurance (NYSE:FIHL) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, dividends, earnings, profitability, risk and institutional ownership.

Earnings and Valuation

This table compares The Seibels Bruce Group and Fidelis Insurance”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
The Seibels Bruce Group	N/A	N/A	N/A	N/A	N/A
Fidelis Insurance	$3.60 billion	0.61	$2.13 billion	$4.12	4.50

Fidelis Insurance has higher revenue and earnings than The Seibels Bruce Group.

Volatility & Risk

The Seibels Bruce Group has a beta of 3.8, suggesting that its share price is 280% more volatile than the S&P 500. Comparatively, Fidelis Insurance has a beta of -0.1, suggesting that its share price is 110% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for The Seibels Bruce Group and Fidelis Insurance, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
The Seibels Bruce Group	0	0	0	0	N/A
Fidelis Insurance	0	5	3	0	2.38

Fidelis Insurance has a consensus target price of $19.94, indicating a potential upside of 7.69%. Given Fidelis Insurance’s higher probable upside, analysts plainly believe Fidelis Insurance is more favorable than The Seibels Bruce Group.

Profitability

This table compares The Seibels Bruce Group and Fidelis Insurance’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
The Seibels Bruce Group	N/A	N/A	N/A
Fidelis Insurance	20.96%	15.67%	3.43%

Insider and Institutional Ownership

82.0% of Fidelis Insurance shares are held by institutional investors. 55.4% of The Seibels Bruce Group shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Summary

Fidelis Insurance beats The Seibels Bruce Group on 7 of the 9 factors compared between the two stocks.

About The Seibels Bruce Group

The Seibels Bruce Group, Inc. provides processing, technology, and claims solutions to the property and casualty insurance industry. The company offers processing solutions for coastal markets; business process outsourcing; claims administration solutions; information technology outsourcing; and professional services. It also provides technology solutions, such as IPX enterprise insurance suite, CPX claims management system, FNOL first notice of loss, and reinspection processing xpert solutions; and claims solutions, including third party administration, catastrophe management, first notice of loss, multi-line adjusting and examination, reinspection, and subrogation/salvage services. The company was founded in 1869 and is based in Columbia, South Carolina.

About Fidelis Insurance

Fidelis Insurance Holdings Limited, together with its subsidiaries, provides insurance and reinsurance products in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in three segments: Specialty, Reinsurance, and Bespoke segments. The Specialty segment offers aviation and aerospace, energy, marine, property direct and facultative, and other specialty risk solutions. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The Bespoke segment offers customized risk solutions for clients that include credit and political risk, and other risk transfer opportunities, including political violence and terrorism, limited cyber reinsurance, tax liabilities, title, transactional liabilities, and other bespoke solutions. Fidelis Insurance Holdings Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.