The PNC Financial Services Group, Inc. (NYSE:PNC) Expected to Post Q3 2025 Earnings of $3.63 Per Share

The PNC Financial Services Group, Inc. (NYSE:PNC) – Analysts at Zacks Research lifted their Q3 2025 earnings per share estimates for The PNC Financial Services Group in a report released on Monday, September 2nd. Zacks Research analyst R. Department now anticipates that the financial services provider will post earnings per share of $3.63 for the quarter, up from their prior estimate of $3.62. The consensus estimate for The PNC Financial Services Group’s current full-year earnings is $13.10 per share. Zacks Research also issued estimates for The PNC Financial Services Group’s Q4 2025 earnings at $3.64 EPS and Q1 2026 earnings at $4.02 EPS.

The PNC Financial Services Group (NYSE:PNC) last issued its quarterly earnings data on Tuesday, July 16th. The financial services provider reported $3.30 earnings per share for the quarter, topping the consensus estimate of $3.00 by $0.30. The business had revenue of $5.41 billion during the quarter, compared to analysts’ expectations of $5.40 billion. The PNC Financial Services Group had a net margin of 15.53% and a return on equity of 11.33%. During the same quarter in the previous year, the company earned $3.36 EPS. The business’s revenue was up 2.2% on a year-over-year basis.

Other equities analysts have also issued research reports about the company. UBS Group lifted their price target on The PNC Financial Services Group from $179.00 to $198.00 and gave the company a “buy” rating in a research note on Wednesday, July 17th. Jefferies Financial Group lifted their price target on shares of The PNC Financial Services Group from $162.00 to $164.00 and gave the company a “hold” rating in a report on Wednesday, July 3rd. The Goldman Sachs Group increased their price objective on shares of The PNC Financial Services Group from $165.00 to $182.00 and gave the company a “neutral” rating in a research note on Wednesday, July 17th. Morgan Stanley boosted their target price on shares of The PNC Financial Services Group from $165.00 to $177.00 and gave the stock an “underweight” rating in a research note on Tuesday, July 30th. Finally, Citigroup increased their price target on The PNC Financial Services Group from $175.00 to $200.00 and gave the company a “buy” rating in a research note on Wednesday, July 17th. Two equities research analysts have rated the stock with a sell rating, seven have issued a hold rating and nine have given a buy rating to the stock. According to MarketBeat.com, The PNC Financial Services Group currently has an average rating of “Hold” and a consensus price target of $177.02.

The PNC Financial Services Group Stock Down 1.2 %

PNC stock opened at $182.36 on Thursday. The PNC Financial Services Group has a 52 week low of $109.40 and a 52 week high of $185.84. The business has a 50-day simple moving average of $172.03 and a 200 day simple moving average of $160.19. The company has a quick ratio of 0.82, a current ratio of 0.83 and a debt-to-equity ratio of 1.36. The company has a market cap of $72.49 billion, a PE ratio of 15.31, a price-to-earnings-growth ratio of 2.05 and a beta of 1.14.

The PNC Financial Services Group Increases Dividend

The business also recently disclosed a quarterly dividend, which was paid on Monday, August 5th. Shareholders of record on Monday, July 15th were issued a dividend of $1.60 per share. This is a positive change from The PNC Financial Services Group’s previous quarterly dividend of $1.55. This represents a $6.40 dividend on an annualized basis and a yield of 3.51%. The ex-dividend date of this dividend was Monday, July 15th. The PNC Financial Services Group’s payout ratio is currently 53.74%.

Insider Transactions at The PNC Financial Services Group

In other The PNC Financial Services Group news, CEO William S. Demchak sold 641 shares of the firm’s stock in a transaction on Friday, June 28th. The stock was sold at an average price of $153.08, for a total transaction of $98,124.28. Following the transaction, the chief executive officer now directly owns 567,682 shares in the company, valued at approximately $86,900,760.56. The sale was disclosed in a document filed with the SEC, which is available through this hyperlink. In other news, CEO William S. Demchak sold 641 shares of the company’s stock in a transaction that occurred on Friday, June 28th. The stock was sold at an average price of $153.08, for a total value of $98,124.28. Following the completion of the transaction, the chief executive officer now directly owns 567,682 shares of the company’s stock, valued at $86,900,760.56. The transaction was disclosed in a filing with the SEC, which is accessible through this hyperlink. Also, CEO William S. Demchak sold 2,404 shares of The PNC Financial Services Group stock in a transaction on Tuesday, July 9th. The stock was sold at an average price of $160.00, for a total value of $384,640.00. Following the sale, the chief executive officer now owns 564,637 shares in the company, valued at $90,341,920. The disclosure for this sale can be found here. Insiders sold a total of 25,263 shares of company stock valued at $4,418,109 over the last ninety days. 0.42% of the stock is currently owned by insiders.

Hedge Funds Weigh In On The PNC Financial Services Group

Several institutional investors have recently added to or reduced their stakes in PNC. V Square Quantitative Management LLC boosted its stake in The PNC Financial Services Group by 23.3% in the first quarter. V Square Quantitative Management LLC now owns 8,483 shares of the financial services provider’s stock valued at $1,371,000 after acquiring an additional 1,604 shares during the last quarter. Grayhawk Investment Strategies Inc. bought a new position in The PNC Financial Services Group during the fourth quarter valued at $1,200,000. Envestnet Asset Management Inc. increased its position in The PNC Financial Services Group by 0.4% in the fourth quarter. Envestnet Asset Management Inc. now owns 1,548,543 shares of the financial services provider’s stock worth $239,792,000 after buying an additional 6,657 shares during the last quarter. Groupama Asset Managment bought a new stake in shares of The PNC Financial Services Group in the fourth quarter valued at $23,578,000. Finally, Integrated Advisors Network LLC lifted its position in shares of The PNC Financial Services Group by 7.3% during the 4th quarter. Integrated Advisors Network LLC now owns 2,182 shares of the financial services provider’s stock valued at $338,000 after buying an additional 148 shares during the last quarter. Institutional investors own 83.53% of the company’s stock.

The PNC Financial Services Group Company Profile

The PNC Financial Services Group, Inc operates as a diversified financial services company in the United States. It operates through three segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group segments. The company's Retail Banking segment offers checking, savings, and money market accounts, as well as time deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services.