Contrasting Roadzen (NASDAQ:RDZN) & Marketing Alliance (OTCMKTS:MAAL)

Roadzen (NASDAQ:RDZN) and Marketing Alliance (OTCMKTS:MAAL) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, earnings, risk, profitability, analyst recommendations, institutional ownership and valuation.

Volatility and Risk

Roadzen has a beta of 0.69, suggesting that its share price is 31% less volatile than the S&P 500. Comparatively, Marketing Alliance has a beta of 0.61, suggesting that its share price is 39% less volatile than the S&P 500.

Institutional & Insider Ownership

24.7% of Roadzen shares are owned by institutional investors. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Profitability

This table compares Roadzen and Marketing Alliance’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Roadzen	-287.82%	-31,166.20%	-221.81%
Marketing Alliance	6.11%	N/A	N/A

Valuation and Earnings

This table compares Roadzen and Marketing Alliance’s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Roadzen	$50.04 million	2.49	-$99.67 million	N/A	N/A
Marketing Alliance	$19.59 million	0.58	$1.04 million	$0.15	9.27

Marketing Alliance has lower revenue, but higher earnings than Roadzen.

Analyst Recommendations

This is a breakdown of current recommendations and price targets for Roadzen and Marketing Alliance, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Roadzen	0	0	1	0	3.00
Marketing Alliance	0	0	0	0	N/A

Roadzen presently has a consensus price target of $10.00, suggesting a potential upside of 449.45%. Given Roadzen’s higher possible upside, equities research analysts plainly believe Roadzen is more favorable than Marketing Alliance.

Summary

Roadzen beats Marketing Alliance on 6 of the 10 factors compared between the two stocks.

About Roadzen

Roadzen, Inc., an insurtech company, provides various insurance products in the United States and internationally. It offers insurance as a service platform, including Via, which enables fleets, carmakers, and insurers to inspect a vehicle using computer vision; Global Distribution Network that enables the configuration, customer quote, payment, and administration of any insurance policy with any insurance carrier as the underwriter; xClaim, which enables digital, touchless, and real-time resolution of claims; StrandD, a digital, real-time dispatch, and tracking for roadside assistance and first notice of loss during accident claims; Good Driving that enables insurers and fleets to recognize drivers, train drivers, and build usage based insurance programs; and Drivebuddy AI, which provides driver-assistance capabilities. The company also provides insurance distribution platform that enables product creation and underwriting, re-insurer backing, and API exchange; and distribution, pre-inspection assistance, telematics, and roadside assistance. In addition, it offers insurance broker services. Roadzen, Inc. was founded in 2015 and is based in Burlingame, California.

About Marketing Alliance

The Marketing Alliance, Inc. operates as a wholesale distributor of life insurance, annuities, and other financial service products in the United States. It also provides long term care insurance, disability insurance, and medicare supplement products. In addition, the company operates family entertainment space in Florida, Missouri, and North Carolina under the name of Monkey Joe's; and provides construction, heavy equipment, and trenching services in Iowa. The Marketing Alliance, Inc. was incorporated in 1996 and is headquartered in Saint Louis, Missouri.