Head-To-Head Review: eHealth (NASDAQ:EHTH) & Roadzen (NASDAQ:RDZN)

eHealth (NASDAQ:EHTH) and Roadzen (NASDAQ:RDZN) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, profitability, institutional ownership, dividends, earnings, valuation and risk.

Valuation & Earnings

This table compares eHealth and Roadzen’s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
eHealth	$471.20 million	0.25	-$28.21 million	($2.55)	-1.58
Roadzen	$46.72 million	2.05	-$99.67 million	N/A	N/A

eHealth has higher revenue and earnings than Roadzen.

Risk & Volatility

eHealth has a beta of 0.56, suggesting that its share price is 44% less volatile than the S&P 500. Comparatively, Roadzen has a beta of 0.61, suggesting that its share price is 39% less volatile than the S&P 500.

Institutional & Insider Ownership

79.5% of eHealth shares are owned by institutional investors. Comparatively, 24.7% of Roadzen shares are owned by institutional investors. 4.1% of eHealth shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares eHealth and Roadzen’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
eHealth	-5.36%	-3.90%	-2.14%
Roadzen	N/A	N/A	N/A

Analyst Recommendations

This is a breakdown of current recommendations and price targets for eHealth and Roadzen, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
eHealth	0	2	0	0	2.00
Roadzen	0	0	1	0	3.00

eHealth currently has a consensus price target of $3.50, indicating a potential downside of 13.37%. Roadzen has a consensus price target of $10.00, indicating a potential upside of 614.29%. Given Roadzen’s stronger consensus rating and higher possible upside, analysts plainly believe Roadzen is more favorable than eHealth.

Summary

Roadzen beats eHealth on 8 of the 12 factors compared between the two stocks.

About eHealth

eHealth, Inc. operates a health insurance marketplace that provides consumer engagement, education, and health insurance enrollment solutions in the United States. The company operates in two segments, Medicare; and Employer and Individual. The Medicare segment offers sale of Medicare-related health insurance plans, which includes Medicare advantage, Medicare Supplement, and Medicare Part D prescription drug plans to Medicare-eligible customers including but not limited to, dental, and vision insurance, as well as advertising program for marketing and other services. The Employer and Individual segment engages in the sale of individual, family, and small business health insurance plans; and ancillary products to non-Medicare-eligible customers including but not limited to, dental, vision, and short and long term disability insurance. In addition, the company provides ecommerce platforms and consumer engagement solutions, which includes market leading information, decision support, customer engagement, and transactional services to group of health insurance consumers; and organize and present the insurance information in objective format to individuals, families, and small businesses to research, analyze, compare and purchase health insurance plans. Further, it markets health insurance plans through its websites, including eHealth.com, eHealthInsurance.com, eHealthMedicare.com, Medicare.com, PlanPrescriber.com, and GoMedigap.com. The company also offers online sponsorship and advertising, non-broker of record, lead referral, technology licensing, as well as performs various post-enrollment services for members in Medicare health insurance plans. eHealth, Inc. was incorporated in 1997 and is headquartered in Austin, Texas.

About Roadzen

Roadzen, Inc., an insurtech company, provides various insurance products in the United States and internationally. It offers insurance as a service platform, including Via, which enables fleets, carmakers, and insurers to inspect a vehicle using computer vision; Global Distribution Network that enables the configuration, customer quote, payment, and administration of any insurance policy with any insurance carrier as the underwriter; xClaim, which enables digital, touchless, and real-time resolution of claims; StrandD, a digital, real-time dispatch, and tracking for roadside assistance and first notice of loss during accident claims; Good Driving that enables insurers and fleets to recognize drivers, train drivers, and build usage based insurance programs; and Drivebuddy AI, which provides driver-assistance capabilities. The company also provides insurance distribution platform that enables product creation and underwriting, re-insurer backing, and API exchange; and distribution, pre-inspection assistance, telematics, and roadside assistance. In addition, it offers insurance broker services. Roadzen, Inc. was founded in 2015 and is based in Burlingame, California.