Q3 2025 EPS Estimates for SoFi Technologies, Inc. (NASDAQ:SOFI) Boosted by Wedbush

SoFi Technologies, Inc. (NASDAQ:SOFI) – Equities research analysts at Wedbush increased their Q3 2025 earnings per share estimates for shares of SoFi Technologies in a report issued on Tuesday, July 30th. Wedbush analyst D. Chiaverini now expects that the company will earn $0.09 per share for the quarter, up from their previous estimate of $0.08. Wedbush currently has a “Underperform” rating and a $3.00 target price on the stock. The consensus estimate for SoFi Technologies’ current full-year earnings is $0.09 per share. Wedbush also issued estimates for SoFi Technologies’ Q4 2025 earnings at $0.08 EPS and Q1 2026 earnings at $0.10 EPS.

Several other equities analysts have also recently weighed in on SOFI. BTIG Research initiated coverage on SoFi Technologies in a research report on Friday, June 7th. They issued a “neutral” rating for the company. Barclays reduced their target price on SoFi Technologies from $10.00 to $8.00 and set an “equal weight” rating for the company in a report on Tuesday, July 9th. Citigroup initiated coverage on SoFi Technologies in a report on Monday, April 8th. They set a “buy” rating and a $11.00 target price for the company. Keefe, Bruyette & Woods reduced their target price on SoFi Technologies from $7.50 to $7.00 and set a “market perform” rating for the company in a report on Tuesday, July 9th. Finally, Deutsche Bank Aktiengesellschaft reduced their target price on SoFi Technologies from $12.00 to $11.00 and set a “hold” rating for the company in a report on Tuesday, April 30th. Two analysts have rated the stock with a sell rating, nine have issued a hold rating and five have issued a buy rating to the stock. According to MarketBeat.com, the company has an average rating of “Hold” and a consensus price target of $9.20.

SoFi Technologies Stock Up 1.6 %

SoFi Technologies stock opened at $7.54 on Thursday. The firm has a 50 day simple moving average of $6.88 and a 200 day simple moving average of $7.36. The company has a current ratio of 0.93, a quick ratio of 0.24 and a debt-to-equity ratio of 0.50. SoFi Technologies has a 1-year low of $6.15 and a 1-year high of $11.70.

SoFi Technologies (NASDAQ:SOFI) last posted its earnings results on Tuesday, July 30th. The company reported $0.01 earnings per share for the quarter. The firm had revenue of $598.60 million during the quarter, compared to the consensus estimate of $565.19 million. SoFi Technologies had a negative net margin of 5.15% and a positive return on equity of 2.30%. The company’s revenue was up 20.2% on a year-over-year basis. During the same quarter last year, the company earned ($0.06) earnings per share.

Insider Buying and Selling

In other SoFi Technologies news, CTO Jeremy Rishel sold 56,273 shares of the company’s stock in a transaction dated Thursday, June 20th. The shares were sold at an average price of $6.41, for a total transaction of $360,709.93. Following the completion of the sale, the chief technology officer now directly owns 453,464 shares in the company, valued at $2,906,704.24. The transaction was disclosed in a document filed with the SEC, which is accessible through this link. In other SoFi Technologies news, CTO Jeremy Rishel sold 56,273 shares of SoFi Technologies stock in a transaction that occurred on Thursday, June 20th. The stock was sold at an average price of $6.41, for a total value of $360,709.93. Following the transaction, the chief technology officer now directly owns 453,464 shares of the company’s stock, valued at approximately $2,906,704.24. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. Also, CEO Anthony Noto acquired 28,900 shares of the company’s stock in a transaction dated Thursday, May 23rd. The shares were bought at an average cost of $6.92 per share, with a total value of $199,988.00. Following the purchase, the chief executive officer now owns 8,062,269 shares of the company’s stock, valued at approximately $55,790,901.48. The disclosure for this purchase can be found here. Insiders have acquired a total of 88,390 shares of company stock worth $597,569 in the last 90 days. 2.60% of the stock is owned by company insiders.

Hedge Funds Weigh In On SoFi Technologies

Several hedge funds and other institutional investors have recently modified their holdings of the company. GAMMA Investing LLC bought a new position in shares of SoFi Technologies during the fourth quarter valued at approximately $27,000. ORG Partners LLC purchased a new stake in shares of SoFi Technologies in the 1st quarter worth about $27,000. Tortoise Investment Management LLC purchased a new stake in shares of SoFi Technologies in the 4th quarter worth about $39,000. Vermillion & White Wealth Management Group LLC bought a new stake in shares of SoFi Technologies during the 4th quarter valued at about $40,000. Finally, Allspring Global Investments Holdings LLC increased its position in shares of SoFi Technologies by 55.3% during the second quarter. Allspring Global Investments Holdings LLC now owns 4,333 shares of the company’s stock valued at $29,000 after buying an additional 1,543 shares during the period. 38.43% of the stock is owned by institutional investors.

SoFi Technologies Company Profile

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.