SunCar Technology Group (NASDAQ:SDA) versus Monro (NASDAQ:MNRO) Financial Review

Monro (NASDAQ:MNRO) and SunCar Technology Group (NASDAQ:SDA) are both small-cap consumer discretionary companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, earnings, dividends, profitability, risk, institutional ownership and analyst recommendations.

Risk and Volatility

Monro has a beta of 1.14, suggesting that its stock price is 14% more volatile than the S&P 500. Comparatively, SunCar Technology Group has a beta of -0.15, suggesting that its stock price is 115% less volatile than the S&P 500.

Earnings & Valuation

This table compares Monro and SunCar Technology Group’s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Monro	$1.28 billion	0.61	$39.05 million	$1.07	24.26
SunCar Technology Group	$363.75 million	1.97	-$26.91 million	N/A	N/A

Monro has higher revenue and earnings than SunCar Technology Group.

Analyst Ratings

This is a breakdown of current ratings and price targets for Monro and SunCar Technology Group, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Monro	0	1	0	0	2.00
SunCar Technology Group	0	0	0	0	N/A

Monro presently has a consensus target price of $35.00, indicating a potential upside of 34.82%. Given Monro’s higher probable upside, analysts clearly believe Monro is more favorable than SunCar Technology Group.

Profitability

This table compares Monro and SunCar Technology Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Monro	2.68%	5.59%	2.20%
SunCar Technology Group	N/A	N/A	N/A

Institutional and Insider Ownership

0.3% of SunCar Technology Group shares are owned by institutional investors. 2.7% of Monro shares are owned by insiders. Comparatively, 22.2% of SunCar Technology Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

Monro beats SunCar Technology Group on 7 of the 10 factors compared between the two stocks.

About Monro

Monro, Inc. provides automotive undercar repair, and tire sales and services in the United States. It offers replacement tires and tire related services, automotive undercar repair services, and routine maintenance services primarily to passenger cars, light trucks, and vans. The company also provides other products and services for brakes; mufflers and exhaust systems; and steering, drive train, suspension, and wheel alignment. In addition, it operates stores under the brand names of Monro Auto Service and Tire Centers, Tire Choice Auto Service Centers, Mr. Tire Auto Service Centers, Car-X Tire & Auto, Tire Warehouse Tires for Less, Ken Towery's Tire & Auto Care, Mountain View Tire & Auto Service, and Tire Barn Warehouse. The company was founded in 1957 and is headquartered in Rochester, New York.

About SunCar Technology Group

SunCar Technology Group Inc., through its subsidiaries, provides digitalized automotive after-sales service and online insurance intermediation services in the People's Republic of China. It operates through three segments: Insurance Intermediation Business; Automotive After-Sales Business; and Technology Business. The company offers customized after-sale services to banking, insurance companies, and other customer types; and auto mobile insurance comprising statutory automobile liability insurance and commercial automobile insurance. In addition, it provides auto insurance SaaS products and other technical services. The company is based in Shanghai, China.