Senmiao Technology (NASDAQ:AIHS) versus MGT Capital Investments (OTCMKTS:MGTI) Critical Analysis

Senmiao Technology (NASDAQ:AIHS) and MGT Capital Investments (OTCMKTS:MGTI) are both small-cap computer and technology companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, analyst recommendations, profitability, valuation, risk, institutional ownership and earnings.

Insider and Institutional Ownership

0.4% of Senmiao Technology shares are held by institutional investors. 1.5% of Senmiao Technology shares are held by company insiders. Comparatively, 3.8% of MGT Capital Investments shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of recent recommendations and price targets for Senmiao Technology and MGT Capital Investments, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Senmiao Technology	0	0	0	0	N/A
MGT Capital Investments	0	0	0	0	N/A

Risk & Volatility

Senmiao Technology has a beta of 0.81, suggesting that its stock price is 19% less volatile than the S&P 500. Comparatively, MGT Capital Investments has a beta of 3.26, suggesting that its stock price is 226% more volatile than the S&P 500.

Profitability

This table compares Senmiao Technology and MGT Capital Investments’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Senmiao Technology	-50.42%	-53.30%	-28.00%
MGT Capital Investments	-1,888.47%	-202.89%	-598.61%

Valuation & Earnings

This table compares Senmiao Technology and MGT Capital Investments’ gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Senmiao Technology	$8.08 million	1.11	-$3.11 million	($0.45)	-2.09
MGT Capital Investments	$400,000.00	4.72	-$6.13 million	N/A	N/A

Senmiao Technology has higher revenue and earnings than MGT Capital Investments.

Summary

Senmiao Technology beats MGT Capital Investments on 6 of the 9 factors compared between the two stocks.

About Senmiao Technology

Senmiao Technology Limited engages in the automobile transaction and related services business in the People's Republic of China. It operates through two segments, Automobile Transaction and Related Services, and Online Ride-Hailing Platform Services. The company offers car rental services to individual customers; and auto finance solutions through financing leases. It also engages in automobile sales comprising sale of new purchased or used cars; and the provision of supporting services, as well as auto management and guarantee services provided to online ride-hailing drivers. In addition, the company provides new energy vehicles leasing, automobile purchase, and management services, such as ride-hailing driver training, assisting with a series of administrative procedures, and other consulting services, as well as credit assessment, preparation of financing application materials, assistance with closing of financing transactions, license and plate registration, payment of taxes and fees, purchase of insurance, installation of GPS devices, ride-hailing driver qualification, and other administrative procedures. Further, it operates Xixingtianxia, an online ride-hailing platform that enables qualified ride-hailing drivers to provide transportation services mainly in Chengdu, Changsha, Guangzhou, and other 23 cities in China. The company was founded in 2014 and is based in Chengdu, the People's Republic of China.

About MGT Capital Investments

MGT Capital Investments, Inc. engages in cryptocurrency mining business in the United States. It also leases space to other bitcoin miners; and provides hosting services for owners of mining equipment. The company was incorporated in 1977 and is headquartered in Raleigh, North Carolina.