Analyzing Rego Payment Architectures (RPMT) and Its Competitors

Rego Payment Architectures (OTCMKTS:RPMT) is one of 441 publicly-traded companies in the “Prepackaged software” industry, but how does it compare to its peers? We will compare Rego Payment Architectures to related companies based on the strength of its valuation, earnings, risk, dividends, analyst recommendations, institutional ownership and profitability.

Analyst Recommendations

This is a breakdown of recent ratings for Rego Payment Architectures and its peers, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Rego Payment Architectures	0	0	0	0	N/A
Rego Payment Architectures Competitors	2156	14341	28524	753	2.61

As a group, “Prepackaged software” companies have a potential upside of 20.37%. Given Rego Payment Architectures’ peers higher probable upside, analysts plainly believe Rego Payment Architectures has less favorable growth aspects than its peers.

Profitability

This table compares Rego Payment Architectures and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Rego Payment Architectures	N/A	N/A	-257.45%
Rego Payment Architectures Competitors	-77.51%	-45.47%	-7.74%

Volatility & Risk

Rego Payment Architectures has a beta of -0.56, suggesting that its stock price is 156% less volatile than the S&P 500. Comparatively, Rego Payment Architectures’ peers have a beta of 1.33, suggesting that their average stock price is 33% more volatile than the S&P 500.

Valuation & Earnings

This table compares Rego Payment Architectures and its peers gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Rego Payment Architectures	N/A	-$16.72 million	-8.54
Rego Payment Architectures Competitors	$1.96 billion	$297.30 million	26.32

Rego Payment Architectures’ peers have higher revenue and earnings than Rego Payment Architectures. Rego Payment Architectures is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Insider and Institutional Ownership

0.0% of Rego Payment Architectures shares are held by institutional investors. Comparatively, 57.2% of shares of all “Prepackaged software” companies are held by institutional investors. 16.6% of Rego Payment Architectures shares are held by company insiders. Comparatively, 19.7% of shares of all “Prepackaged software” companies are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

Rego Payment Architectures peers beat Rego Payment Architectures on 7 of the 9 factors compared.

Rego Payment Architectures Company Profile

Rego Payment Architectures, Inc., together with its subsidiaries, provides consumer software solutions. The company provides Mazoola, a mobile payment platform that enables individual users to own and monetize their purchasing behavior. Its online solution enables families and parents to teach their children about financial management and spending, as well as provides children to make secure and private payments, savings, donations, and investments. The company also focuses on blockchain as a business solution for the retail and consumer packaged goods industries; and provides cloud storage as a service. The company was formerly known as Virtual Piggy, Inc. and changed its name to Rego Payment Architectures, Inc. in February 2017. Rego Payment Architectures, Inc. was incorporated in 2008 and is headquartered in Blue Bell, Pennsylvania.